That is great! I'll be experiencing an even bigger thrill in 3 years. My mortgage will be paid off! Now THAT will be a day my wife and I will celebrate. LOL! Congrats to paying off your car. That is definitely a thrill. Now it's officially yours!
Congrats! Now, you can keep "making the payment", but into your own special account for mods! You'd be surprised how quickly it will add up that way, and you won't have credit card debt!