I'd really be curious as to what State Farm offers. Is their collector car insurance an agreed value or stated value? There is a big difference between the two. I had American Family collector car insurance with a stated value of 19,000. That's as high as American Family would go. With Grundy I have it at 25k.State farm offers collectors insurance with fewer restrictions than Grundy or hagerty
How does State Farm determine what your car is worth? On our 67 fastback I told Grundy I wanted an agreed value of 90k. They didn't even question it.
Grundy's restrictions really aren't as bad as some think. It works great for me because I don't drive them to work or a grocery store. I drive them strictly for leisure.
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