What to do with the homeless?

Kevins89notch

Well-Known Member
Established Member
Joined
Jun 12, 2005
Messages
6,655
Location
Central Florida
If someone bought a 1m house, and paid monthly payments at current rates, he would pay over $800,000 just in interest. Yes, they're "low" but it's an oppression.

I'll go against what a lot of people do, probably even plenty here, but to me...that would be someone who bought something they can't afford. They should have saved a couple years, roughing it, put 200K down, bought a 750K house, and had plans to pay it off within 15 years.
 

Nukem1040

Well-Known Member
Established Member
Joined
Jan 3, 2008
Messages
1,339
Location
CO
Come to Denver. It's really hard to be sympathetic to healthy adult men in their 20s and 30s who hang out and smoke.weed all day and have the balls to ask for money while the store behind then has a sign "Help Wanted, starting $15/hr."

Then there are the prentend homeless who fake it and just ask for money. These are the genuises who beg for money with an iPhone in their hand and a nearby backpack of food and spare battery packs to rechardr said phone.

They pretty much ruin the will of the community to provide enough mental health Care and drug abuse treatment and job placement / retraining programs that would benefit the rest.

I’m in Colorado Springs and they are terrible here too. Locals say there is a bus that takes them from Denver and drops them off here for a free meal, and then leave them here. Not sure how true that is , but they are terrible in Denver and Colorado Springs!


Sent from my iPhone using Tapatalk
 

HillbillyHotRod

Hooligan rabble rouser
Established Member
Joined
Jan 9, 2014
Messages
8,418
Location
Ozarks of Arkansas

Twisted2v

Well-Known Member
Established Member
Joined
Feb 16, 2011
Messages
763
Location
USA
I want you to re-read what you just posted, and try again.

If they aren't motivated, or lack knowledge.....they aren't due SHIT! If you want it, you have to go get it.

I'm so ****ing tired of people thinking they're owed something when they won't help themselves.

You honestly can't expect the homeless to learn about all of the tax credits they're entitled to.
 

Twisted2v

Well-Known Member
Established Member
Joined
Feb 16, 2011
Messages
763
Location
USA
FICA? You mean for Social Security and Medicare.... which BENEFIT everyone later in life?

Property taxes? You mean to fund things like local schools? Sales Taxes? You mean to fund things like the police, etc.? Do you realize that both of these things pay for infrastructure and services that increase the value of this oppressive home you just purchased?

And the NPV of that interest is 25% of the principal value of the house... and the people actually getting the benefit of LIVING in the house only put up a 20% deposit, in your example. Also, assuming 4% rate of appreciation over 30 years in that home = $1MM home today is $2.2MM home in 30 years. The bank made $800k and you made $1.2MM. 50% more than the bank made! Math is fun!

"They know all the tricks?" Like maybe read a book or check out the internet youself. There are no "tricks." There's laws and contracts. They're all written down for ayone to read.

And people who don't have a computer can go to a public library (you know, the ones paid for by income taxes, property taxes, and sales taxes) and use a computer that can access the internet, for free! Even if you're a homeless bum who pays zero income tax or property tax and likely only pays sales tax on cigarettes and booze you can still use the computer at the library for free. The library usually enen has free classes on how to use a computer if one doesn't even have that level of knowledge.

Lol check your fun math. You pay out 1m plus 800k equals 1.8m. Would love to see how much your capital gains tax would be on a 2.2m sale. Any buyer is going to pass on a 30 year house when they can build something brand new for cheaper.

How much property taxes are you paying on your 2.2m house? It's all going toward extravagant government purchases. You act like these governments are really careful about taxpayer money.

Go gather up the homeless and tell them to put down the booze and join you at the computer lab.
 

Coiled03

Well-Known Member
Established Member
Joined
Jun 25, 2004
Messages
12,264
Location
IL
You honestly can't expect the homeless to learn about all of the tax credits they're entitled to.

No more than you can expect the government to search them out and hand them a refund check.
 

tistan

Well-Known Member
Established Member
Joined
Feb 20, 2005
Messages
5,997
Location
savannah
I'd split them into two camps. The ones using government resources and begging go to labor camps. The one who use no government resources, that includes never going to a hospital and leaving the bill to rest of us, they can continue their homeless bliss.
 

rfat16

Muscle Car Master
Established Member
Joined
Jun 26, 2002
Messages
1,139
Location
Renton, Wa
I live in Washington state and we're leading the pack on stupid. Imagine this, you give someone more and more yet don't expect others to hear about the freebeis extravaganza and not move in in hoards.

My plan would be pack them up and distribute them equally in to each country that has illegals rushing into the USA. Like a repayment system. You send us yer trash, we have trash of our own. One big issue is trying to figure out the mental health part of the crisis.
 

Corbic

Well-Known Member
Established Member
Premium Member
Joined
Apr 14, 2015
Messages
11,360
Location
Desert Oasis
soylent-green.jpeg


Sent from my ONEPLUS A6013 using the svtperformance.com mobile app
 

sleek98

Well-Known Member
Established Member
Joined
Nov 19, 2012
Messages
2,170
Location
Kansas City, MO
Lol check your fun math. You pay out 1m plus 800k equals 1.8m. Would love to see how much your capital gains tax would be on a 2.2m sale. Any buyer is going to pass on a 30 year house when they can build something brand new for cheaper.

$2,200,000 minus the $1,000,000 purchase price leaves you $1,200,000 then you get a $500,000 exemption if your married and lived there 2 years. Gets you down to $700,000 taxable (assuming you did no upgrades to the house) at 20% or $140,000 in federal tax

And any buyer comment is not true, house on the other side of my neighborhood sold for 1.7 million while the lots next to it are for sale. Some people just dont want to deal with building.
 

ssssnake

Well-Known Member
Established Member
Joined
Jul 20, 2002
Messages
14,445
Location
in the trees
Although I have noticed lately that there are more people sleeping on the street, there are options here for the homeless. If you just want to do your drugs and live how you want, I'm not sure what can be done. If you truly need help, want to work, and not do drugs, there are options. We have a facility here that can support 200 people, provide them with sleeping quarters, and will find you work. It's the Good Samaritan Mission. They rely 100% on donations. They do not receive money from the government, so they aren't tied down to governmental bs. It's like it's own little city. They even have a little store where you can shop for a variety of things.

They find work for some of the residents and will drive them to the job. For any medical and dental needs, there are several places that provide free or reduced services. You cannot be on drugs to get these services. The only problem is the limited number of people that can stay there. When I donate, my money always goes to Good Sam first, with the medical providers being second choice. Every November, we have a one day donation to charitable organizations which are matched by other organizations. This is a good day to donate because your money is doubled.

We also have a food trailer which goes around and feeds the hungry and another facility that just feeds the homeless, no strings attached.

A Home for the Homeless...

I know this doesn't solve all of the problems, but it puts a good dent in ours. As Christians, we are commanded to help the poor.
 

svtfocus2cobra

Opprimere, Velocitas, Violentia Operandi
Established Member
Joined
Sep 24, 2004
Messages
26,496
Location
Washington
Those food trucks that feed the homeless often create bad side effects that I dont think the services realize. At my old shop we had a Catholic services behind us and they had a food truck that parked across the street in a parking lot to feed the homeless every Tuesday. They fed the homeless but then they also attracted all the scumbag druggies who would come for the free meal on their bicycles and then stay for the theft by preying on the local businesses.

Cant tell you how many times we went toe to toe with these actual gangs full of tweakers on bikes. It got to the point where we would just walk out on the lot with ARs out if they were cruising the area scoping it out. They were by far the worst to deal with and they still managed to break in and steal tons of stuff.
 

Twisted2v

Well-Known Member
Established Member
Joined
Feb 16, 2011
Messages
763
Location
USA
$2,200,000 minus the $1,000,000 purchase price leaves you $1,200,000 then you get a $500,000 exemption if your married and lived there 2 years. Gets you down to $700,000 taxable (assuming you did no upgrades to the house) at 20% or $140,000 in federal tax

And any buyer comment is not true, house on the other side of my neighborhood sold for 1.7 million while the lots next to it are for sale. Some people just dont want to deal with building.

800k of interest is a cash outflow. Throw in property taxes and PMI fees and you pay way more to the bank and city hall than you paid for the house.

They don't have to charge people these types of fees, but they get away with it.
 

Deceptive

Muffin is my spirit animal
Established Member
Premium Member
Joined
Feb 10, 2011
Messages
13,563
Location
Nashville, TN
If people would stop having kids like Twisted2V we probably wouldn’t have so much homelessness.


Sent from my iPhone using svtperformance.com
 

Pribilof

Life's Better @ Elevation
Established Member
Joined
Oct 15, 2013
Messages
1,168
Location
Denver, CO
800k of interest is a cash outflow. Throw in property taxes and PMI fees and you pay way more to the bank and city hall than you paid for the house.

They don't have to charge people these types of fees, but they get away with it.

Yup I missed this in my late night math.

However you continue to overlook the fact that the owner of the home gets the benefit of LIVING IN IT for 30 years. Also, the bank has property taxes, employment taxes, payroll for employees, income tax, and other costs to run the business... such as its own borrowing costs for the money it's lending out.

Am I super happy about everything the government spends money on? Hell no! Plenty actually is 100% against what I'd do if I were dictator for life. That's just life. Deal with it. I'm about to write a check to the IRS for $20k for my 4th quarter estimated taxes. Am I happy? On one hand, yes! I'm super happy that I pay more in income tax now than I made in an entire year the year I met my wife. On the other, no! I'd love to have that tax money to spend on myself and my kids.

I've been working 16-18 hour days, 7 days a week for the past 4 months building my own company. Atlas hasn't shrugged yet...
 

Coiled03

Well-Known Member
Established Member
Joined
Jun 25, 2004
Messages
12,264
Location
IL
They search out all those that don't pay taxes. Why can't they hand out refund checks?

WTF are you talking about? The people you're talking about that they search out are employed, receive a W-2, and therefore, are on the radar of the IRS. They most certainly do NOT search out homeless people that have no job and therefore owe no taxes.
 

derklug

Seriously? No, never.
Established Member
Premium Member
Joined
May 28, 2012
Messages
4,431
Location
Mi
I believe that almost all homeless people arrive at their state because of a mental condition. If a normal person had everything ripped away from him, he would still have a network of friends and family that would at least give him a place to stay while he got back on his feet. You have to have major issues to alienate everyone in your family and all of your friends. Once upon a time, we put people into institutions to try to help them. The facilities and treatments were often bunk, but we tried. Now we let them roam the streets even though we have a much better grasp on how to best help them.
 

Users who are viewing this thread



Top