Alright so I spoke with my boss about this to get his take (all my bosses are retired field grades or stars). You basically have two options.
First as the SGM said you can go to her Company First Sergeant. He will take it to the CSM who will likely take it to the BCO and get the ball rolling that way. This option runs the risk of it getting swept under the rug if she is well liked in her unit.
You can go to base legal where they will intiate their own investigation. At this point they will either advise you to get civilian counsel (which you should already have if you are getting divorced) or they will tell you that no further action is required on your part as it is a military matter. This option will not get swept under the rug.
Either way his advice was to at least speak to cilivian counsel. As you are not subject to the UCMJ, the fact that you have knowledge of her fraud and are on a joint account does open you to legal action from the military. So cover your ass.
A little more info about your situation would be helpful. In my unit almost everything was just handed off to jag unless it was something a Page 11 would take care of.
This is precisely why I'm disgusted with the military. This shit happens more often than not. It's a buddy system where true justice is never served, and higher ups cover for each other.
Disgusts me.
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