Be as frugal as you can. My wife and I are 38 and we both have pensions and 401k outside of that. I've never owned a new car in my life or anything even near new. Save save save.
My personal belief is to not make double payments on your house. Why pay down a house on 3-4% interest when you can invest and make 7% or more. Use that money for the double payment and buy stock.
My personal belief is to not make double payments on your house. Why pay down a house on 3-4% interest when you can invest and make 7% or more. Use that money for the double payment and buy stock.