The question should be 'What if you DO live long enough...' A person needs to be honest and realistic when making decisions about this stuff.
Average life span USA is around 78 years and change. Statistics suggest that you are going to make it to retirement age unless you know something we don't know. It's even worse for us Canadians as average life span here is over 82 years. Health care system? Who knows? But we have to save an extra four years worth.
Is that other fact really a fact? No offense but it sounds made up. I suspect many people here could easily buy the car for cash and do so regularly for far greater than 30k. And there are a lot of retired guys here. Many could pony up 200k if need be. One in ten thousand seems a bit skimpy.
Maybe I'm wrong and we need a poll.
You think MANY on this site have 200k laying around?
And maybe “ many “ have 30k but I said 30k without effecting their life.
I don’t think “ many “ just can shit out 30k without it having an effect on their every day life.
I need to live in your dream world