How To Make Your Apple Card Gold

[Kevins89notch]

cute card

here is a real card:

Years ago I was at a fedex store and someone wanted to overnight their brother in the UK, a birthday present. The box was a good 2 foot squared. The employer laughed a bit as he said something like "Dude, that's gonna run ya like $1,100" and basically cutting off the worker with a posh British accent the customer was all, "I don't care" and handed over his black amex.

People with that card get what they want. LOL

 

[365 Saleen]

No CC debt here. Plan to keep it that way.

 

[specracer]

So you guys with out a credit card, how do you book a flight, hotel or rental car? Or do you simply not travel at all?

 

[365 Saleen]

So you guys with out a credit card, how do you book a flight, hotel or rental car? Or do you simply not travel at all?

It's called a debit card. Comes straight out of the checking account.

 

[cobracide]

A CC is a good buffer, pay it off every month without giving access to your direct account.

 

[98 svt]

Wtf is an Apple Card?

 

[98 svt]

So you guys with out a credit card, how do you book a flight, hotel or rental car? Or do you simply not travel at all?

Debit.

 

[ViperRed91GT]

A CC is a good buffer, pay it off every month without giving access to your direct account.

And gain rewards off of money you were already spending. Not sure why most people don’t do this.. I suppose some can’t control themselves when they have a credit line, but for most it just makes sense

 

[03cobra#694]

Love my CC's. Have a bunch.

 

[Kevins89notch]

Wtf is an Apple Card?

The specs and features are rather impressive.

Apple Card - Features

Apple Card encourages you to pay less interest, gives you Daily Cash back on purchases, and you can add family members. With zero fees. Terms apply.

www.apple.com

 

[lOOKnGO]

And gain rewards off of money you were already spending. Not sure why most people don’t do this.. I suppose some can’t control themselves when they have a credit line, but for most it just makes sense

At well over a trillion dollars in National credit card debt. I beg to differ.

 

[specracer]

Right on debit cards, Ive forgotten about those. Because of the early days risks, where if it was breached, the account could be drained with out any recourse, I have never had one. Have had credit cards violated, and in the end was not responsible for the fraud. I appreciate that insulation.

 

[CobraBob]

A CC is a good buffer, pay it off every month without giving access to your direct account.

THIS! And I haven't carried a balance for over 20 years. I have three CCs and each is paid off every month. I refuse to carry a balance. And they each pay ME for using their cards with cash-back rewards.

 

[DSG2003Mach1]

Right on debit cards, Ive forgotten about those. Because of the early days risks, where if it was breached, the account could be drained with out any recourse, I have never had one. Have had credit cards violated, and in the end was not responsible for the fraud. I appreciate that insulation.

this, I have a debit card but only use it at certain ATMs. With a CC it's not my money being stolen. I pay my CCs off monthly

 

[specracer]

this, I have a debit card but only use it at certain ATMs. With a CC it's not my money being stolen. I pay my CCs off monthly

Believe it or not, if you insist, you can get an old school ATM card, that is NOT a debit card as well (at least this is true with BoA). As with you and @CobraBob , zero balances here too.

 

[DSG2003Mach1]

Believe it or not, if you insist, you can get an old school ATM card, that is NOT a debit card as well (at least this is true with BoA). As with you and @CobraBob , zero balances here too.

I wasn't aware of that and will check with the bank. Thanks!

 

[carrrnuttt]

And gain rewards off of money you were already spending. Not sure why most people don’t do this.. I suppose some can’t control themselves when they have a credit line, but for most it just makes sense

Yup.

Pay off the statement balance every month, so you never get charged interest, and profit off the points.

I pay all my bills (that allow it) and make most of my purchases using a CC. Like you said, all money I was going to spend regardless. Except at the end of the year, I end up with a bunch of extra cash I can use for XMas presents, or save for a trip, for essentially no extra cost.

 

[03Saleen]

I just finished my card, it’s a messy project.
View attachment 1808723

Hahahaha