My son was bitten by my neighbor’s dog twice. The first time it was just a nip. I still filed a report with animal control. 18 months 6 days later he bite him pretty good on his right calf. Hired an lawyer and the insurance is trying to settle for $2k. I feel like am getting raped. My lawyer said this is all he can get and even said he’d waive his fee because he knows am pissed and he feels for me. I want to take it to civil court and he said I can end up having to pay if I don’t settle. Is this BS? I would have to pay the insurance companies legal fees even if I win. To be honest it's not like he lost an eye and any money we would get would go into a block trust for my son. Animal control won't do anything, my home owner association doesn't care and now this. please advise