Depends on the age of the home, where it is located and the insurance company. A ton have pulled out of the state. My house was built in 91 to old codes, but has everything updated to current or higher standards including electric roll down shutters. I pay just a tick over $4K. It's 3500 SQ total with a pool and worth about $500K in today's world. My friend just built a new one that's worth 850K and he pays $2,700. I'm in a X zone which is non flood even though I live real close to the Peace River.
My friend up the road has a house worth about $500k, but he's in a 10 on the 1-10 scale for fire risk. His insurance company cancelled him and the state sponsored? risk pool plan quote was $29k/yr. I'm just waiting for the hammer to fall on me. My house is worth about 3x that, I'm a 9 on the scale, and have the same company he had.
I hope y'all miss the eyes of the storms. Admit it, you like the thrill of a hurricane, you just don't want to drown in your attic.