This is not a scam!! Free Credit Reports | Consumer Information
The Federal Government has guaranteed you a copy of your credit report once a year from each of the big three reporting agencies (Experian, TransUnion and Equifax). I make it a point to order mine when tax time comes around. It takes about 3 minutes on line.
www.annualcreditreport.com
You can also optout from allowing credit card companies, banks, insurance companies etc from getting your info to see if they want to offer you credit. This helps cuts down on those junk mail offers. This take about 1 minute.
www.optoutprescreen.com
This is not your credit score. It is the data collect and maintained by the credit agencies. It is your opportunity to spot potential fraud and correct any errors.
The Federal Government has guaranteed you a copy of your credit report once a year from each of the big three reporting agencies (Experian, TransUnion and Equifax). I make it a point to order mine when tax time comes around. It takes about 3 minutes on line.
www.annualcreditreport.com
You can also optout from allowing credit card companies, banks, insurance companies etc from getting your info to see if they want to offer you credit. This helps cuts down on those junk mail offers. This take about 1 minute.
www.optoutprescreen.com
This is not your credit score. It is the data collect and maintained by the credit agencies. It is your opportunity to spot potential fraud and correct any errors.