Not trying to be critical. If I had an extra $20k laying around I would love to have your truck. I am retiring soon and will be RV'ing full time for as long as I can stand it so I have other needs to spend $20k. The vinyl seats and flooring will hold up better. But, I liked my seats so much I bought a set of Carhart seat covers to protect them. I kinda never made the point I intended to make that you can build a truck that at least looks pretty darn nice for less money. Who do you have your insurance with?Yeah, platinum. I was more than happy to go your route, but the wife really liked this setup.