I’m with you. At the risk of sounding like a stereotypical SVTP baller, I couldn’t give 2 shits about “earning” 2% or whatever on my purchases. I buy and own all my stuff in cash and that’s worth more to me than any supposed rewards.I'm done with the credit cards. Well over 800 score and all debts paid. TBH I get a card and although it's 0% I spend way too much LOL. I want the least amount of bills and the least amount of debt. I'm on a cash system. Don't need the 2 %.
For context, I played the credit game when I was younger. Won some, lost some, ultimately figured out that a game is all it is.