A few weeks ago a tree fell on my wife's sho Taurus while she was driving. It got the hood, windshield, both front fenders, passenger rear door and fender. Took it to the local ford dealer for repair. Insurance covered the $7000 bill, repair turned out nice but the inside was filthy. I know it wasn't spotless when I dropped it off, but I know it didn't look like it was parked on a construction site all day with the windows open. Spoke to the shop manager, he told me insurance doesn't pay to detail your car, but if it's a big deal he'll vacuum it. I already spent 2 hrs cleaning it, I didn't realize it was extra to have the tech clean up after himself.