Guys just wanted to share my experience with Mercury insurance for mechanical issues. When I bought my 2012 GT500 with 41K on the clock I didn't think I'd be seeing any issues this soon. I started hearing a noise in the rearend, I thought it was gear whine at first. Then it seemed to get a little louder and I noticed it would go away when cutting the wheel back and forth so I thought wheel bearing. I had a tech take a ride and that's when I got the bad news. He felt like the the noise was in the pinion bearing and I possibly had a bad wheel bearing too. After diagnosing they came back with needing a rebuild of the rear end. The estimate was $2400. The dealership sent the information to the warranty company and they sent an inspector out. They replaced both axle bearings and seals, carrier bearrings, pinion bearing, ring and pinion gears, and clutches in the traction lock. The tech said the carrier bearing had pitting and was very loose, there were metal shavings in the gear lube. Final bill was $2188 I paid my $100 deductible. Looks like the warranty was worth the purchase and I still have 3 years 36k miles left on it.