Just curious as to who all here has put down at least 20% of a downpayment on a house. We are looking to buy soon and are having arguments on how much of a down payment we should put. I am all about doing 20% but the misses thinks its better to put less and deal with the mortgage insurance. She also thinks it wont affect the interest rate.
And FYI the house we are looking at is going to be $300k, so $60k down which we could do, but wouldnt leave much of a buffer should something happen.
And FYI the house we are looking at is going to be $300k, so $60k down which we could do, but wouldnt leave much of a buffer should something happen.