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Thanks. That's what I'm probably going with.

The goal is to pay less tax now to be in a lower tax bracket in retirement. Say you make $100k now and you only need to take home $40k a year in retirement. You won't be paying as much tax on that money in retirement as long as the taxes don't change dramatically by the time we do retire.

My goal is to have enough saved for retirement by 55-60 at the latest as well.

Where are you putting your savings then? They cut down on your current tax and you miss out on decades of growth. Maxing out a Roth at $5500 a year is also a great retirement account to have.

I wonder it a lot too, but it's pretty simple when you think about it. A lot of people aren't saving at all or enough for retirement. They live paycheck to paycheck and are in serious debt. The banks are willing to finance the auto loans for 100% of their income and just keep extending the loan...

I bought my 2012 GT last year with the McLeod RST and the low RPM rattle has been driving me insane lately. I have the Boss manifold installed so I need a clutch that can handle the high RPM shifting. I bought the car with the idea of tracking it as it has all the suspension and most of the...

I'd just keep what you have and work on getting out of debt. Is it worth $15k+ for 5 years newer? A new car will depreciate faster so you're actually past the biggest point of depreciation already.

I'm interested. I can't figure out how to PM you. I don't think it will let me. Could you PM me?