Where to find auto loan to purchase termi?

[Serpent]

I'm financing my next car but it isnt as old as a "Termi", my credit is 779 and my rates are still ****ing high. 4.89% through USAA.

I'm still going through with it, but will refinance with a local credit union. The local credit union won't issue a check for an out of state vehicle so I'm going the route im going.


OP, I'd go with a local credit union if said car is within the state.

 

[mc01svt]

A used 2013 5.0 would be cheaper, faster, better handling ,better interior..etc. Not to mention lower finance rates and may even have some warranty left.

just sayin....

 

[BlksvtCobra01]

A used 2013 5.0 would be cheaper, faster, better handling ,better interior..etc. Not to mention lower finance rates and may even have some warranty left.

just sayin....

Opinions are like assholes everyone has one.


Sent from my iPhone using Tapatalk

 

[Equalbracket]

When I bought my 04 few years ago it was borderline too older for them to loan over what it bluebooked at, now I cant imagine they would at all. And i have high both of my credit scores are above 770-780 with 2% credit utilized and perfect payment history. But defiantly a credit union.

I know you're not in Texas but qual trust did everything for me and I never went to their branch as it's hours away. Got 1.99 for 5 years, I was happy.

 

[RDJ]

you can also find a credit union or bank that uses the CPI to make the loan. CPI stands for Cars of Particular Interest if it is in there it will have a more realistic value and most financial institutions that use it will loan against anything in it

 

[Sonic605hp]

WTF is this 'termi' you speak of? I was too busy banging out reps of 405 the last 14 years and am looking to get up to speed with you bros.

 

[ford fanatic]

How about a home equity loan?

 

[hemdog]

I went with LightStream. Unsecured loan and they deposited the money right into my account. Payments are automatic and you can set them for what day of the month works for you.

 

[Mpoitrast87]

I'm 22. Got the car when I was 21. financing through DCU credit union. Credit score is 733. Interest rate is 3.4%.

 

[nxhappy]

A used 2013 5.0 would be cheaper, faster, better handling ,better interior..etc. Not to mention lower finance rates and may even have some warranty left.


said car will also drop like a rock in value. Do you enjoy depreciating assets ?

 

[nxhappy]

How about a home equity loan?

terrible idea to take equity from a home to buy a car ....

 

[ford fanatic]

terrible idea to take equity from a home to buy a car ....

I didn't say it was a good idea, he could do worse and take it from his 401K.

 

[lastcall190]

Check Navy Federal Credit Union if you have the capability. I believe they lend up to 20 yrs old, and older too (for a higher rate as the loan changes).

-J