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<blockquote data-quote="decipha" data-source="post: 16246837" data-attributes="member: 74327"><p>Insurance companies have no say whatsoever. </p><p></p><p>On my way home from work one day a tow truck hit my ls1 camaro. The insurance company refused to pay any claims since the tow truck was not at fault. A toyota car hit the passenger side of the tow truck and he swerved to the left resulting in me being pinned to the guard rail coming down the greater new orleans crescent city connection bridge. Not a very good feeling. Since the toyota never stopped and the accident was deemed a hit and run and thus no tickets were issued since the tow truck avoided the accident by hitting me I was told by his insurance company when I called and requested $3,500 compensation they said I was SOL. I had my lawyer contact them and they then agreed to have an adjuster look over the vehicle. Their adjuster came up with $2,200 in damages. By this time I already fixed it and provided them the $7,200 repair bill. They refused stating that was more than their estimate and even more than blue book they claimed some bogus crap about not being able to pay out more than blue book which is the a very common myth insurance companies put out there. It took a few going back and back and forth until my lawyer eventually showing them the law which requires a vehicle to be returned to the previously un-wrecked condition. It took 3 weeks but they finally agreed to pay only $7,200. I denied it and countered it yet again demanding they pay my lawyers fees. They agreed.</p><p></p><p>In the end they ended up paying just over 11,000 when I only asked for 3500 originally.</p></blockquote><p></p>
[QUOTE="decipha, post: 16246837, member: 74327"] Insurance companies have no say whatsoever. On my way home from work one day a tow truck hit my ls1 camaro. The insurance company refused to pay any claims since the tow truck was not at fault. A toyota car hit the passenger side of the tow truck and he swerved to the left resulting in me being pinned to the guard rail coming down the greater new orleans crescent city connection bridge. Not a very good feeling. Since the toyota never stopped and the accident was deemed a hit and run and thus no tickets were issued since the tow truck avoided the accident by hitting me I was told by his insurance company when I called and requested $3,500 compensation they said I was SOL. I had my lawyer contact them and they then agreed to have an adjuster look over the vehicle. Their adjuster came up with $2,200 in damages. By this time I already fixed it and provided them the $7,200 repair bill. They refused stating that was more than their estimate and even more than blue book they claimed some bogus crap about not being able to pay out more than blue book which is the a very common myth insurance companies put out there. It took a few going back and back and forth until my lawyer eventually showing them the law which requires a vehicle to be returned to the previously un-wrecked condition. It took 3 weeks but they finally agreed to pay only $7,200. I denied it and countered it yet again demanding they pay my lawyers fees. They agreed. In the end they ended up paying just over 11,000 when I only asked for 3500 originally. [/QUOTE]
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