Hey guys where"s the best place to get private party financing for a used car (Shelby)? 690 credit score
Low score will just mean you get reamed with the interest rate. As long as your income to debt ratio is fine you will qualify.
Is that 690 your median score between the three bureaus? Keep in mind when they pull your report they use the lowest score out of the three to give you the highest interest rate. For example if that 690 is your highest and 650 is your lowest, they will use the 650.
My advice to you is to quit thinking about another car right now and concentrate on getting your credit score up.
Get your credit cards to 20% utilization and under. Get some money in savings and pay off any other personal loans. Then watch those scores rise.
I used lightstream but my credit is 760. Never walked in a bank. Filled it out online, money in my account next day.
Do give details please.
It's on the Suntrust website. Not sure if you need to be a Suntrust member or not. Don't think so since it's not through them. My rate was 2.99% and it's unsecured so there's no lien on the title. Works out great for older cars where banks wont finance.
https://www.suntrust.com/PersonalBanking/Loans/AutoLoans
This seems pretty legit. Did you do a personal loan or an auto loan? JW because I was curious what they do about a title if its an auto loan.
I did the auto loan. The title comes to you. They don't even ask what kind of car it's for.
Yup you need at least a mid 700's credit score and I would go through a credit union.I used lightstream but my credit is 760. Never walked in a bank. Filled it out online, money in my account next day.