Okay totaled cars

Dave.O

Active Member
Established Member
Joined
Apr 14, 2014
Messages
502
Location
Houston
Just went through this twice in two years.
Episode 1: 2021 chic rear ended my lightning at a light, bent frame totaled. She had sh*t insurance, my insurance covered it at $31k. No issue

Episode 2: 2023 my excursion was stolen from med center in Houston. Nightmare with insurance…. Gieco gave me two low ball offers initially,

negotiated for over 2 months, finally got $19k (probably worth24-26). The original comparables they picked were all junk. Had to find my own and debate Adjustor for weeks. They wore me down to accept the 19k

Heres the worst part no tells you…. Because i had two no fault total loss in a short period, insurance carriers no consider me high risk. Rates just went up 50%…. Called 4 companies, all fairly similar. Progressive was the highest


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SHIFTYBUSINESS

Well-Known Member
Established Member
Joined
Jun 14, 2013
Messages
1,332
Location
Texas
Just went through this twice in two years.
Episode 1: 2021 chic rear ended my lightning at a light, bent frame totaled. She had sh*t insurance, my insurance covered it at $31k. No issue

Episode 2: 2023 my excursion was stolen from med center in Houston. Nightmare with insurance…. Gieco gave me two low ball offers initially,

negotiated for over 2 months, finally got $19k (probably worth24-26). The original comparables they picked were all junk. Had to find my own and debate Adjustor for weeks. They wore me down to accept the 19k

Heres the worst part no tells you…. Because i had two no fault total loss in a short period, insurance carriers no consider me high risk. Rates just went up 50%…. Called 4 companies, all fairly similar. Progressive was the highest


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That's complete BS! You're at no fault but your rate goes up. People without insurance get in accidents they cause and nothing happens to them.
 

Lambeau

Superfleck Moonbird
Established Member
Malt Liquor Mafia
Joined
May 13, 2010
Messages
9,891
Location
Rockwood Lodge
Just went through this twice in two years.
Episode 1: 2021 chic rear ended my lightning at a light, bent frame totaled. She had sh*t insurance, my insurance covered it at $31k. No issue

Episode 2: 2023 my excursion was stolen from med center in Houston. Nightmare with insurance…. Gieco gave me two low ball offers initially,

negotiated for over 2 months, finally got $19k (probably worth24-26). The original comparables they picked were all junk. Had to find my own and debate Adjustor for weeks. They wore me down to accept the 19k

Heres the worst part no tells you…. Because i had two no fault total loss in a short period, insurance carriers no consider me high risk. Rates just went up 50%…. Called 4 companies, all fairly similar. Progressive was the highest


Sent from my iPhone using svtperformance.com

Ya but these insurance companies liberty, geico, etc, save you sooo much money. (sarcasm)

What they fail to tell you and advertise in their commercials is what happens when you make a claim. Their well is dry.

How do they afford all these commercials everywhere? lol
 

Dave.O

Active Member
Established Member
Joined
Apr 14, 2014
Messages
502
Location
Houston
That's complete BS! You're at no fault but your rate goes up. People without insurance get in accidents they cause and nothing happens to them.

My driving record is spotless
And i have really high coverage as well as required by work. Doesn’t make a difference


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Steve@TF

Authorized Vendor
Authorized Vendor
Premium Member
Joined
Feb 24, 2006
Messages
19,702
Location
So Cal
I was curious too, but “dumb ****” sounds like something you wouldn’t call your own dad.

Thats something a dad usually calls the son

IMG_0205.JPG



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Blown 89

Well-Known Member
Established Member
Joined
Jul 30, 2006
Messages
8,714
Location
AZ
Just went through this twice in two years.
Episode 1: 2021 chic rear ended my lightning at a light, bent frame totaled. She had sh*t insurance, my insurance covered it at $31k. No issue

Episode 2: 2023 my excursion was stolen from med center in Houston. Nightmare with insurance…. Gieco gave me two low ball offers initially,

negotiated for over 2 months, finally got $19k (probably worth24-26). The original comparables they picked were all junk. Had to find my own and debate Adjustor for weeks. They wore me down to accept the 19k

Heres the worst part no tells you…. Because i had two no fault total loss in a short period, insurance carriers no consider me high risk. Rates just went up 50%…. Called 4 companies, all fairly similar. Progressive was the highest


Sent from my iPhone using svtperformance.com
Insurance rate hikes are criminal. I had an illegal immigrant make a right hand turn from the middle lane and went over my car to do it. He was a mechanic taking a customer truck for a joy ride. No insurance, fled the scene on foot before being brought back. The police did nothing. Uninsured illegals are a big problem in the AZ. My rates doubled after an accident I had no fault in.
 

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