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SVTPerformance's Chain of Restaurants
Road Side Pub
Need financial debt advice(paying off)
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<blockquote data-quote="Planter" data-source="post: 10105099" data-attributes="member: 101620"><p>i have 2 credit cards, one with a $1500 limit and the other with a $500 limit. i never ask for an increase, and i never carry more than a balance of $1000 on either card combined.</p><p></p><p>currently i have 8.9% interest on the one with $500 limit, and 10% interest on the one with $1500 limit.</p><p></p><p>I have $800 charged up on the $1500 card, and $50 on the $500 card and that's as far as it goes.</p><p></p><p>rule of thumb is don't spend more than what you can pay back. i try to pay cash for everything (my truck is paid for, my vacation getaways are paid for in cash, my rent is paid up front 6 months in advance), and the only debt other than my $800 in credit card is student loans.</p><p></p><p>living debt free is so much nicer and rewarding than being miserable and having to owe everyone money all the time.</p></blockquote><p></p>
[QUOTE="Planter, post: 10105099, member: 101620"] i have 2 credit cards, one with a $1500 limit and the other with a $500 limit. i never ask for an increase, and i never carry more than a balance of $1000 on either card combined. currently i have 8.9% interest on the one with $500 limit, and 10% interest on the one with $1500 limit. I have $800 charged up on the $1500 card, and $50 on the $500 card and that's as far as it goes. rule of thumb is don't spend more than what you can pay back. i try to pay cash for everything (my truck is paid for, my vacation getaways are paid for in cash, my rent is paid up front 6 months in advance), and the only debt other than my $800 in credit card is student loans. living debt free is so much nicer and rewarding than being miserable and having to owe everyone money all the time. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Need financial debt advice(paying off)
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