So now that you have proven yourself full of shit suddenly income is not the point? GTFO with your bullshit
N/A credit score.
- Thread starter coposrv
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http://www.deptofnumbers.com/income/california/napa/
Real Median Household Income for Napa California
2015 1 Year Change 3 Year Change
US $55,775 +3.83% +5.17%
California $64,500 +4.02% +7.12%
Napa $75,513 +1.76% +6.70%
Looks like at 55k, they are 20k short of the median income in Napa.
And of course, house prices in Napa are far higher than the rest of the US.
Mean prices in 2015: All housing units: $691,884; Detached houses: $786,414; Townhouses or other attached units: $367,986; In 2-unit structures: over $1,000,000; In 3-to-4-unit structures: over $1,000,000; In 5-or-more-unit structures: $374,934; Mobile homes: $80,581
Median gross rent in 2015: $1,533.
http://www.city-data.com/city/Napa-California.html
Read more: http://www.city-data.com/city/Napa-California.html#ixzz4e8dxL8yI
Yea, salaries in certain parts of California are high, because the cost of living is high in those areas. I had a friend move to NYC in Construction Management. Was making 120k 3 years ago, his rent was astronomical for a studio.
1. You can get a mortgage without a credit score. 4 to 1 income to mortgage manual underwriting.
2. National median income as shown above is 55k.
3. When facts or data no longer matter people revert to name calling. Nice touch by the way.
4. All my information is regurgitated from Dave Ramsey who has been a millionaire twice.
Once by debt which he went bankrupt.
Once by cash which the 08 crash did not touch him.
5. Read the millionaire next door where your neighbors are millionaires by living in paid off homes and driving 10+ yr old cars, living on less than the make and have cash in the bank.
2. National median income as shown above is 55k.
3. When facts or data no longer matter people revert to name calling. Nice touch by the way.
4. All my information is regurgitated from Dave Ramsey who has been a millionaire twice.
Once by debt which he went bankrupt.
Once by cash which the 08 crash did not touch him.
5. Read the millionaire next door where your neighbors are millionaires by living in paid off homes and driving 10+ yr old cars, living on less than the make and have cash in the bank.
now now .. he is right comparing kommiefornia salaries, and housing costs and applying them to scenarios in the rest of the entire ****ing country is totally legit yo.
don't know where is being called names tho, in either of our posts. but then it is entirely possible his inner deamons are doing it in an effort to get him back to the real world and our of his fantasy
don't know where is being called names tho, in either of our posts. but then it is entirely possible his inner deamons are doing it in an effort to get him back to the real world and our of his fantasy
Except you forgot national US median income of 55k.
"2015 1 Year Change 3 Year Change
US $55,775 +3.83% +5.17%"
your posts continue to get moronic. NOTHING fits your original scenario which you keep changing and yet STILL nothing fits what you are saying. you should go change your pants your bullshit is showing
Really.
What have I said that is wrong?
What have I said that is wrong?
maybe I will make you your own thread in smackdown, if i answered this question here I would be probably be banned, since pointing out stupid in plain language isn't really taken well outside of smackdown
Dave Ramsey is great, BUT you can't live and die by his strategy.
It's interesting. You keep name calling but you never debate the links/data I and others have provided.
You can call me whatever you want here or in smackdown. But it will not change the fact
1. you can (people do, on modest 50k incomes) live life without debt and
2. you can purchase a home mortgage with no credit score.
You can call me whatever you want here or in smackdown. But it will not change the fact
1. you can (people do, on modest 50k incomes) live life without debt and
2. you can purchase a home mortgage with no credit score.
You can live on it great. But life is more fun and adventurous without his strategy!!
There's just a lot better, more enjoyable ways to be wealthy than to live well below your means.
The best way to do that is to become a bank!!! Beer
No lol
But it is one way. I have a few banker friends that call me weekly to see if I need to borrow any money because they have so much to loan.
Except that the median income in Napa is 75k.
Sure, a teacher getting paid 55k in Napa meets the average US median, but for Napa they are 20k below the median income.
Then compared to house prices in Napa, which are above the national averages, that 55k doesn't go as far as other parts in the US.
not once I have called you a name. I challenge you to quote where I did
QUOTE="ON D BIT, post: 15578872, member: 10422"]It's interesting. You keep name calling but you never debate the links/data I and others have provided.
You can call me whatever you want here or in smackdown. But it will not change the fact
1. you can (people do, on modest 50k incomes) live life without debt and
2. you can purchase a home mortgage with no credit score.[/QUOTE]
QUOTE="ON D BIT, post: 15578872, member: 10422"]It's interesting. You keep name calling but you never debate the links/data I and others have provided.
You can call me whatever you want here or in smackdown. But it will not change the fact
1. you can (people do, on modest 50k incomes) live life without debt and
2. you can purchase a home mortgage with no credit score.[/QUOTE]
There it is. I wasn't going to say it but I assumed. All of Dave Ramsey's followers are just like you - telling everyone how to live their life. It's like when you go out to eat with a recovering alcoholic and order a beer, you never here the end of how stupid drinking alcohol is. Just because you are unable to handle things in your life doesn't mean that you need to project your insecurities onto others. Like I said earlier, I no longer use credit. I buy my cars in cash, I buy mods in cash, I buy home improvements in cash, I buy my gas and groceries in cash - but I don't really give a shit if someone else wants to do something different. And you shouldn't either.
Bad choice of words. You've called my statements bullshit all over the place with get the F out thrown here and there.
All without a shred of proof or evidence to prove your point.
Despite all this others have provided evidence that what I am saying is correct. Check #125, #142. Now you can believe them or not. I could care less.
Keep doing what you do because you have good income high credit and little debt.
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