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2nd Generation
lightning collector status?
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<blockquote data-quote="2000txsvt" data-source="post: 7046589" data-attributes="member: 54922"><p>I've been getting collector car insurance quotes lately. If your company is asking those questions you mentioned don't use them. So far my quotes are ranging from $650/year down to $350 per year for the same coverage. This is compared to almost $900 per year for my regular car insurance which would only cover half the value that the collector car insurance will cover. I've been getting quotes for 35K where I'm sure the most regular insurance companies pay out would be in the 15K range.</p><p></p><p>The only thing I don't like is that none of the collector car insurances will cover you when racing. One even said they won't cover you at all if you ever intend to race. My current insurance doesn't have a racing exclusion which I'm told is fairly unusual.</p><p></p><p>The legitimate collector car insurances I talked to have the Lightning listed on their list and just asked for photos and some details of modifications upon enrollment. Some of the more crappier companies like Gieco classic car want you to get an expensive appraisal and they still cost almost as regular insurance.</p></blockquote><p></p>
[QUOTE="2000txsvt, post: 7046589, member: 54922"] I've been getting collector car insurance quotes lately. If your company is asking those questions you mentioned don't use them. So far my quotes are ranging from $650/year down to $350 per year for the same coverage. This is compared to almost $900 per year for my regular car insurance which would only cover half the value that the collector car insurance will cover. I've been getting quotes for 35K where I'm sure the most regular insurance companies pay out would be in the 15K range. The only thing I don't like is that none of the collector car insurances will cover you when racing. One even said they won't cover you at all if you ever intend to race. My current insurance doesn't have a racing exclusion which I'm told is fairly unusual. The legitimate collector car insurances I talked to have the Lightning listed on their list and just asked for photos and some details of modifications upon enrollment. Some of the more crappier companies like Gieco classic car want you to get an expensive appraisal and they still cost almost as regular insurance. [/QUOTE]
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