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SVTPerformance's Chain of Restaurants
Road Side Pub
Insurance Help
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<blockquote data-quote="Jefe" data-source="post: 16747054" data-attributes="member: 41358"><p>They wont consider the appraised value unless you invoke the appraisal clause. Thats when the insurance company hires a third party appraiser and you hire your own. Then a 3rd party umpire makes the value decision based on those 2 estimates. When you're less than $5K apart in value, it never works out in your favor since you have to pay your own appraiser and the umpire.</p><p></p><p>The comps they originally sent you were local but the wrong trim? Remind them of the rarity of your Excursion and how desirable it is, especially now, so they need to adjust their thinking. Its not a Toyota Camry where hundreds of them sell around you every month. They need to expand their search radius especially when you show them similar values several states apart.</p><p></p><p>I just went thru this with a customers 1997 F350. They offered $10K and we eventually got them up to $19K. By the way it had 240K miles haha. </p><p></p><p>Did you show them completed eBay auctions?</p></blockquote><p></p>
[QUOTE="Jefe, post: 16747054, member: 41358"] They wont consider the appraised value unless you invoke the appraisal clause. Thats when the insurance company hires a third party appraiser and you hire your own. Then a 3rd party umpire makes the value decision based on those 2 estimates. When you're less than $5K apart in value, it never works out in your favor since you have to pay your own appraiser and the umpire. The comps they originally sent you were local but the wrong trim? Remind them of the rarity of your Excursion and how desirable it is, especially now, so they need to adjust their thinking. Its not a Toyota Camry where hundreds of them sell around you every month. They need to expand their search radius especially when you show them similar values several states apart. I just went thru this with a customers 1997 F350. They offered $10K and we eventually got them up to $19K. By the way it had 240K miles haha. Did you show them completed eBay auctions? [/QUOTE]
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