EDIT: ONLY DO SO IF YOU TRUST HER TO NOT GET A CRAP LOAD OF TICKETS AND GET IN AN ACCIDENT! :lol1:
I have insurance through Progressive and was on my own policy for my daily driver. My girlfriend was also on her own policy with Geico for her daily driver. Mine cost me $553 every six months for very high level coverage (no violations or claims) while hers was $680 for every six months (she just had a ticket just go off record from a few years back but hadn't renewed since).
Since we've been living together now and share expenses, I called Progressive and asked if there was any way to add her to my policy even though we weren't related but are living in the same household. To my surprise, they said I could, so with her insurance renewal coming up, I got a quote.
Before we were paying a total of $1,233 every six months for my high level coverage and her lower level coverage. When I added her and her car to my policy now both on the high level coverage, our total cost dropped to $836 every six months, basically a $400 savings! I was shocked. I imagine the ticket being off her record helped, but they still list it separately as $491 for me and $345 for her, so it's obviously much more than that making the price drop. Multi-vehicle discounts were added (on top of my bike one), so now I need to see if it makes sense to swap her bike insurance to Progressive, too. Even more savings would be great but I'm pretty excited about this as it is.
Just thought I'd share this experience so anyone else in a similar situation can inquire about possibly saving a crap load of money. I always thought you actually had to be related to be on the same policy but apparently in CT you just have to live in the same household. :shrug: :beer:
I have insurance through Progressive and was on my own policy for my daily driver. My girlfriend was also on her own policy with Geico for her daily driver. Mine cost me $553 every six months for very high level coverage (no violations or claims) while hers was $680 for every six months (she just had a ticket just go off record from a few years back but hadn't renewed since).
Since we've been living together now and share expenses, I called Progressive and asked if there was any way to add her to my policy even though we weren't related but are living in the same household. To my surprise, they said I could, so with her insurance renewal coming up, I got a quote.
Before we were paying a total of $1,233 every six months for my high level coverage and her lower level coverage. When I added her and her car to my policy now both on the high level coverage, our total cost dropped to $836 every six months, basically a $400 savings! I was shocked. I imagine the ticket being off her record helped, but they still list it separately as $491 for me and $345 for her, so it's obviously much more than that making the price drop. Multi-vehicle discounts were added (on top of my bike one), so now I need to see if it makes sense to swap her bike insurance to Progressive, too. Even more savings would be great but I'm pretty excited about this as it is.
Just thought I'd share this experience so anyone else in a similar situation can inquire about possibly saving a crap load of money. I always thought you actually had to be related to be on the same policy but apparently in CT you just have to live in the same household. :shrug: :beer:
