Well, was looking at my Geico bill recently (NJ Driver) and realized that my payments had gone from $860/6 months to $1950/6 months. So I did some investigating and comparing and sure enough. My insurance more than doubled because I went from a 2005 F250 to a 1999 Cobra. That's nuts! How is that even justifiable? The only nice thing was that when I added on my '92 Galant, my insurance dropped down to $1750. The next closest company was $2100. Oh well, guess I'm sticking with Geico. I had one claim this year and it was done and settled within 3 days. Anyways, just had to vent.:fm:
Holy Car Insurance!!!
- Thread starter 99NJCobra
- Start date
screw that... go with state farm.
I feel your pain man...$1850/6mo for just my STi. How old are you?
I'm 22 and my driving record is beautiful compared to most of my friends and they don't pay much more than I do. As for the claim I mentioned, I totaled my truck, but after doing some comparisons (quotes with and without accident) this didn't count towards the increase. Crazy.
HorsepwrJunkie
Banned
I pay 375 totala month for 04 z06 and the cobra...
In Illinois, I was paying less than $60 a month for my insurance. Damn, Illinois' a cheap state to drive in... I'm paying almost two and a half times that in Nevada.
--T.J.
--T.J.
HorsepwrJunkie said:
how do you afford both cars??? if ya dont care me asking because i want what ever job you have
I was telling someone this today. They asked me what insurance was on the GT and I hypothesized insurance on a car like a Cobra would be more. Yours is in fact way more, but I'm sure they see 22 and Cobra and get a big smile. You should get a ncie break in 3 years...
$10 says she doesn't pay for everything herself and/or lives at home. :rolling:KYLightning02 said:
DBK said:
I really hope so. I'm very careful when I drive and have been for the past couple of years especially now that I have such a gorgeous car, I don't wanna ruin it because of tickets and stupid things like that. I'm definately not the typical 22yr old with a sports, at least not around here. Of course when I was 17-19 I was hell on wheels with my '89 GT, so I'm pretty sure I got it all out of me then. Even with that car I only had two tickets...one was an unsafe because I rear ended someone and it wasn't even my fault (sudden unmarked lane closures, traffic, and blind corners don't mix well in a 45mph zone) and the other was a 59 in a 45 (2pts). I haven't even been pulled over in 3yrs (knock on wood!). At least they kept their word and the F250 incident didn't have anything to do with it. The cool thing I noticed with Geico is that every 6 months when they review your file and adjust, as long as everythings clean they usually drop it by a few dollars. Another plus is that I'm in the middle of enlisting and should be leaving for basic in January, so the military thing should also drop it a little bit.
Shit I'm 22 with an 07 Focus and a 01 GT and I'm paying 2000 every 6 months. With the Focus as the daily driver...so yeah I feel your pain. And I'm with Farmers. I just want to be 25 because damn this shit is killing me. This is with no tickets, no accidents, no nothing.
Wow, after reading this post, I feel like I'm almost getting insurance for free. Pretty sad, but then again depending on where you live can make insurance seem like the biggest money making scam in the world when you haven't had an accident or anything in over 5 years or whatever.
I don't even pay $500/6 months for full coverage on the Cobra and liability on my '93 Century. I guess it does pay to have a clean record and being over 25.
I don't even pay $500/6 months for full coverage on the Cobra and liability on my '93 Century. I guess it does pay to have a clean record and being over 25.
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cobraracer46
Banned
Are you on drugs? I would rather ride a bicycle than give away my hard earned pay check to the insurance companies every month. What is it that makes young people do something as stupid as to sink almost their entire monthly pay check into a dumb car?SQ Stang said:
Geico sucks. I bought a brand new grand am in 2002 and they wanted to charge me 3k every six months....it was just insane. I've since then gone with Progressive and absolutely love em. My insurance has gone down at random times throughout the time that i've had them and never gone up. As of right now (i just turned 25) I've got full coverage on a 98 Expedition, an 04 Monte Carlo SS, and a 95 Cobra and i pay what amounts to $1050 every 6 months
HorsepwrJunkie said:
For one, your a female. The mustang in my sig is under my girl's name and she pays $88/month for it. The same car for me would be like $200. Also, i know you dont own both cars cuz i saw in another thread that the z06 is your BF's.
hoamskilet said:
I've heard different things with GEICO. Sometimes great rates and sometimes ridiculous rates. But like I said before, they were $400/yr cheaper than the next closest company and they handled my accident claim earlier in the year within 3 days. The quotes I've gotten have ranged from $2100 every 6 months to as high as $4300 every 6 months. Soooo I guess I'll just have to deal with it and hope it starts to drop.
my insurace is $1750/yr. not to bad for MA, our insrance rates are retarded
I pay 2500 for an accent for 6 months help me....
cobraracer46 said:
What, you think I want to pay this much for my cars?? There is no choice and I'm not taking no damn bus or riding a bike. The good thing is...I can afford it. Hey I'll take your car and pay insurance on it..you drive the bike..deal?
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