As a 39 year old financial advisor (not retired) with a $3mm house... My tip is to remember we're in a decade long year bull market. Everyone thinks they're smart when stocks have basically gone up every year except 2 in 11 years..
That's my tip for the day.
Everyone in 2000 thought they were smart with 100% of their 401k in QQQ.
ETA: financial advising is so much more than just picking a stock or mutual fund or whatever. Planning your legacy, planning your financial life, generally has little to do with "beating the market."
Agreed.
Its why i diversified my portfolio with stocks, bonds, 401k and Roth IRA.
Any sage advice to offer OP?
Also, what does your own personal portfolio look like?
Had quite a few older family members lose a hefty chunk of money in the 2000 dotcom bubble burst. Not looking to repeat that in my investing life.