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Extra insurance or riders
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<blockquote data-quote="Jefe" data-source="post: 9545679" data-attributes="member: 41358"><p>UnInsured Motorist carries limits like Liability, limits are per person/total per accident. So $50k/100k would pay out up to $50k if someone uninsured hit you and sent you to the hospital for life saving surgery or a concussion and no one else was injured. If 3 people were injured then the $100k is split evenly depending on whats needed.</p><p></p><p>UnderInsured Motorist does the same but carries the balance in excess of the at faults insurance policy limits. </p><p></p><p>A lot of people dont know that UM/UIM coverage follows you not your car. It covers you away from the vehicle like walking down the street or in a parking lot and you get hit. </p><p></p><p>Some states allow you to add UM/UIM Property Damage which would help fix your car</p></blockquote><p></p>
[QUOTE="Jefe, post: 9545679, member: 41358"] UnInsured Motorist carries limits like Liability, limits are per person/total per accident. So $50k/100k would pay out up to $50k if someone uninsured hit you and sent you to the hospital for life saving surgery or a concussion and no one else was injured. If 3 people were injured then the $100k is split evenly depending on whats needed. UnderInsured Motorist does the same but carries the balance in excess of the at faults insurance policy limits. A lot of people dont know that UM/UIM coverage follows you not your car. It covers you away from the vehicle like walking down the street or in a parking lot and you get hit. Some states allow you to add UM/UIM Property Damage which would help fix your car [/QUOTE]
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