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SVTPerformance's Chain of Restaurants
Road Side Pub
Credit Card Recommendations?
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<blockquote data-quote="Screw-Rice" data-source="post: 15773827" data-attributes="member: 31264"><p>Nice insult, guess you're triggered.</p><p></p><p>You don't need credit to get a mortgage...which is credit based. Maybe you don't with habitat for humanity...So how exactly does this work when the bare minimum is something like 560 for FHA. $300k is in the more decent areas from a quick search, so something in the 100's isn't going to be in a good area. Which is a horrible plan. If his income is lower, let's say he can put away $5000/year. For a $150k place, it's only going to take him 30 years to buy a place. A perfect strategy.</p><p></p><p>OP your credit score should be good enough to get a good rate, plus no debt is ideal for DTI. Look into a local credit union, find a good one and start to build a relationship with them. Move over your accounts, talk to their loan officers to go get a plan to proceed.</p></blockquote><p></p>
[QUOTE="Screw-Rice, post: 15773827, member: 31264"] Nice insult, guess you're triggered. You don't need credit to get a mortgage...which is credit based. Maybe you don't with habitat for humanity...So how exactly does this work when the bare minimum is something like 560 for FHA. $300k is in the more decent areas from a quick search, so something in the 100's isn't going to be in a good area. Which is a horrible plan. If his income is lower, let's say he can put away $5000/year. For a $150k place, it's only going to take him 30 years to buy a place. A perfect strategy. OP your credit score should be good enough to get a good rate, plus no debt is ideal for DTI. Look into a local credit union, find a good one and start to build a relationship with them. Move over your accounts, talk to their loan officers to go get a plan to proceed. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Credit Card Recommendations?
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