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SVTPerformance's Chain of Restaurants
Road Side Pub
Chasing dream cars
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<blockquote data-quote="FordMoCo21" data-source="post: 16575130" data-attributes="member: 104388"><p>Honestly it's probably not the best time to buy a car, especially a desirable one. Prices are just crazy right now on almost everything. However, regardless if you buy now or in the future, just take a loan out on the thing. Do a little chunk down like 10%, then just make the payments while you get out of the honeymoon phase with the car. If you're sure you really want it forever then maybe pay it out to save some interest. Personally I prefer having cash on hand/investments, vs. paying off large priced items. Liquidity is king. Blowing the wad on a depreciating asset isn't a good time to me when it could be invested instead. Not to mention if your investments aren't too conservative you can overcome the interest quite easily, depending on how much capital we're talking about. The only curveball here would be if you don't qualify for the loan amount, you'd have to up that 10% to maybe closer to 50%.</p></blockquote><p></p>
[QUOTE="FordMoCo21, post: 16575130, member: 104388"] Honestly it's probably not the best time to buy a car, especially a desirable one. Prices are just crazy right now on almost everything. However, regardless if you buy now or in the future, just take a loan out on the thing. Do a little chunk down like 10%, then just make the payments while you get out of the honeymoon phase with the car. If you're sure you really want it forever then maybe pay it out to save some interest. Personally I prefer having cash on hand/investments, vs. paying off large priced items. Liquidity is king. Blowing the wad on a depreciating asset isn't a good time to me when it could be invested instead. Not to mention if your investments aren't too conservative you can overcome the interest quite easily, depending on how much capital we're talking about. The only curveball here would be if you don't qualify for the loan amount, you'd have to up that 10% to maybe closer to 50%. [/QUOTE]
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SVTPerformance's Chain of Restaurants
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Chasing dream cars
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