1st off thanks to Franco for tipping off to this company. I recently switched to NJ Manufactures Ins and saved 1300 a year, yeah 1300 a year. Your employer has to be in their "association" in order to qualify, so i would ask your HR dept if you are a member. If you can get in and your company has a relationship with them, get it. I can't believe how much $$ i saved.
Auto Ins
- Thread starter nj7703
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Don't forget you get a dividend at the end of the year that is approximately 10-15% of the premiums paid.
Also they DO NOT CHARGE FOR TICKETS OR ACCIDENTS just decide if they will keep or drop you at end of year. We all know that 1 ticket could cost hundreds/year on insurance but they won't drop you for 1.
They are great - even for claims. Been with them since 93 I think.
In fact funny story - before I got married I had a 92 Eclipse GSX which was falling apart POS. I decided to lease my wife a new Acura Integra at the time and takeover her MX3 real short term just to get me passed the wedding.
Well we each had 1 minor infraction and the problem was although my Eclipse was insured with NJM I couldn't insure the MX3 or Acura until we got married since they were both in her name and she wasn't elligible for NJM. So we had to keep State Farm on them.
I kept my policy on my 92 Eclipse - just dropped to minimum since I didn't have car anymore. This way I didn't loose elligibility.
Anyway before wedding $380/month with State Farm =$4560/year. After wedding same cars NJM something like $1800/year before dividend.
They won't take you unless your record is clean but man what a savings if you do get a ticket.
Oh yeah after wedding I dumped the MX3 and bought a 96 Z28 which was lemoned 12 months later.
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Which McD's?
they only hire sloths
i have NJM its great!! had it for 3yrs now! (99gt/03cobra/97explorer/full cov. on all 1600 yr!! 28 me /26 wifee yrs old)
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