ON D BIT said:investing borrowed money is never the better deal!
if it is so easy how much money do you have free and clear?
Say what? You're not investing borrowed money. Why would you pay off a 6% load early, when you can take the same money and invest it for 10%?
It makes no sense. Look at euphoric's example.
The 30 year loan is a better deal at these low interest rates.