As said, pay off the car and put that monthly expense towards your loans. With the car being paid off, it becomes equity that you could use if you need money for anything.
I'd have a heart attack if mine was that much. Mine is $1,800 every 6 months and I think that is outrageous!
I think my property tax is about $10,500. With my taxes, insurance, principle, and interest my payment each month is $4400.
I grew up in Oakley, still a nice little town
Correct...My PMI is only around $85/month but that's still $85/month being pissed away. I checked into the rules on this and PMI can be removed after 2 years of loan origination, hence my 2 year plan to be at 80%
I'd have a heart attack if mine was that much. Mine is $1,800 every 6 months and I think that is outrageous!
It's just the way it is here. I will pay a TON along the way, but my house will go up a lot being very close to Silicon Valley. I bought my house 2.5 years ago, and it's gone up in value by about $180k, and I paid $860k. But, it is outrageous. The county is collecting an enormous amount of tax revenue per home compared to other places in the US. Santa Clara County's median home price is just over $1M, even with almost 2M people living in it. There's a huge amount of high wager earners who frankly don't need the policing, etc. that poorer communities have to deal with. I have no idea where all that money is going.
Believe it or not, a lot of people do live in homes that are probably valued at $750-1mill but only pay a couple grand a year in property taxes. They thank proposition 13 for this. My grandma was only paying $1000 a year for her home that she bought in 1960, haha.
Nice! Must of been super competitive around the time you bought. I wonder what these city councils clowns do with all of the money.
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It's just the way it is here. I will pay a TON along the way, but my house will go up a lot being very close to Silicon Valley. I bought my house 2.5 years ago, and it's gone up in value by about $180k, and I paid $860k. But, it is outrageous. The county is collecting an enormous amount of tax revenue per home compared to other places in the US. Santa Clara County's median home price is just over $1M, even with almost 2M people living in it. There's a huge amount of high wager earners who frankly don't need the policing, etc. that poorer communities have to deal with. I have no idea where all that money is going.
Student debt first. It's money that's going out every month thst you don't have anything tangible to physically show for it. IE you can't just sell something and get it's value back like a car sitting in the driveway. In a pinch if you needed to you can always sell a car and offload it's debt. Can't do that with student debt, and they don't care if you're working or not.
Keep paying for hair..
It’ll work out
Paid the car off and broke at this point, but feels good