Would you move back in with your parents to save money if you had a family?
- Thread starter Hmbre97
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Would not do again. **** no should have been an option.
My husband and I and our (then) newborn twins lived with my parents for 5 months before we moved 200 miles for me to finish school. We had to get out of our apartment when the twins were born and we knew we would be moving at the end of the year so we decided to save some money. It was hell. My mom is very overbearing and treats me like I'm 12. We couldn't get out of there quick enough. I would only do it again out of extreme desperation.
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Banned
Have a great relationship with my folks, but there's no way in hell I'm ever moving back home. we just don't get along under the same roof when we live together. Dad is a control freak and everything has to be PERFECT every minute of every day or he's not happy. no dishes in the sink, no shoes left in the livingroom, no wet towels in the bathroom, and god forbid you use one of his tools and don't put it back 20 seconds after you're finished with it. no, no and more no.
I would do it before I let my family live on the street. But, if there was any way not to then I wouldn't. I guess pride is important to me. My parents have always been there for me if I need anything, (and are very well off) but I never ask them for anything. I'd rather eat a peanut butter sandwich then ask for a steak. If I was single, and couldn't find a roommate.. possibly. But you have a family, I would find a cheap apartment and save the difference and if it takes twice as long then so be it. You'll know you did it by yourself and took care of your family. But thats just me.. I tend to do things the hard way.
im buying an old pickup truck and an air mattress or tenting it under the local highway overpass before I ever move back in with my parents.
Love them. they are good parents.
but definitely no. never.
same with the wife's parents too.
I would lose my mind in about a week.
Love them. they are good parents.
but definitely no. never.
same with the wife's parents too.
I would lose my mind in about a week.
See. When my home is clean, I am at peace. I have one door off of a bedroom, both closet doors off. My daughter-in-law is a pig. She refuses to rinse off dishes and put in the dishwasher. She doesn't wash clothes - they are everywhere in their rooms. They use bath towels once, then toss on the floor, They have no respect for my things at all. I hide my tools from my son, as he HAS all of his, mine, and any one else's he can get. I've helped because my husband's parents let us live with them - for 2 months once and 6 months the last time. But this is way too much. They're not living with me now - THANK GOD, but their shit still is.
We did the reverse. Got a big 2800 sq ft house and my father moved in with us. He pays $600 a month towards the mortgage, buys all his own groceries, etc. He hangs out at home during the day, then at night he usually goes out to his local places. It's a nice arrangement.
I couldn't do it, love my rents but even a weekend is tough in the house with my wife and dogs. Her parents, hell no.
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only for a short time say like a month (example if i were buying a home again or moving somewhere) other then that HELL TO THE NO!
I have been on both ends of this issue now and I agree with sssssnake, it is too difficult. My kids have all moved out, but if they needed a place to keep them off the street, they have a place. That being said, I'd be pushing to get them back n their feet as soon as possible. What you need to ask yourself is this: If I tell Mom that we are saving money to buy a house and I go and buy frivolous things (in her mind), will she be pissed? I know I woud be. I love my kids, but they are messy and I have gotten used to walking around naked, so I don't want them back home. Besides, there is more satisfaction to doing something on your own.
In your case; you have to do what is best for your family. Times are tough as they say. Its not something you'd want to do, but it'll help the family in the long run. IF, IF, IF your folks are ok with it, then go for it.
I'd likely give them a plan of when youre moving in/out, what bills you will help with. If they want to pay for everything, I'd INSIST that you help pay for things. It'll help me know you're not a mooch! ...no one likes a mooch, lol.
I myself am in a financial crunch right now.....moving in with a family member has been on my mind as well. There is no shame in it.
I'd likely give them a plan of when youre moving in/out, what bills you will help with. If they want to pay for everything, I'd INSIST that you help pay for things. It'll help me know you're not a mooch! ...no one likes a mooch, lol.
I myself am in a financial crunch right now.....moving in with a family member has been on my mind as well. There is no shame in it.
Depends on the size of her house, how well everyone gets along now, how responsible is your wife in getting things done, and there being some hard and fast delineation of chores. I am assuming that you will be paying her some nominal rent and at least a portion of the bills. You should also preferably have some private space other than the bedroom as well.
I had to live with my inlaws for awhile due to some health iss use my wife had. Don't think I would do it again. Remember too that if you sell now and move in with her without buying something else there will be some tax implications. Have you thought about renting your place while you are living with her? It would give you more equity and tax breaks if you can
I had to live with my inlaws for awhile due to some health iss use my wife had. Don't think I would do it again. Remember too that if you sell now and move in with her without buying something else there will be some tax implications. Have you thought about renting your place while you are living with her? It would give you more equity and tax breaks if you can
I'm only 20 and haven't moved out yet...I work on a boat for 22 days out of the month so there is no reason why I should get my own place when I'm never home. Saves me a great amount of money to live with my parents for right now until I start a family
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Only if you absolutely have to, ie: you are homeless otherwise.
You, however, should sit down and have a serious talk with the wife about saving every extra cent you can to put you in position to buy something sooner. I'm talking no more car mods, no more manicures/pedicures, no more vacations, no more nights out drinking, no more smartphone data plans, no more $200 jeans, etc.
Set aside $100 a month to go out to dinner or drinking or movies to stay sane.
It won't be easy, but you can make it happen and besides that, home prices have pretty much bottomed out. If you sell now, you might not get what you can in a few years.
You, however, should sit down and have a serious talk with the wife about saving every extra cent you can to put you in position to buy something sooner. I'm talking no more car mods, no more manicures/pedicures, no more vacations, no more nights out drinking, no more smartphone data plans, no more $200 jeans, etc.
Set aside $100 a month to go out to dinner or drinking or movies to stay sane.
It won't be easy, but you can make it happen and besides that, home prices have pretty much bottomed out. If you sell now, you might not get what you can in a few years.
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What kind of tax issues would I run into? I had thought of putting it up for rent but didn't want to take the chance in someone tearing up the house and then I have to sink a bunch of $$$ in it making repairs before selling it.
This conversation originally started from me talking with my wife about us selling the house and getting an apt so that when we found a house, we could be in a position to buy right away and not have the added stress of trying to sell our current house at the same time. My mother is the one who suggested instead of getting an apt, just move in with them and save that money. She refused the idea of taking rent but I would still give her $$$ to cover utilities.
Right now she watches my son during the day and she gives me grief when I give her money for that :bash:
THIS!
I did it almost three years ago. Work went to crap, my Cobra was getting fixed and had a big bill for it, had only one car so gas was becoming a huge factor. Got to a point where I would struggle to put food on a plate.
Sometimes you have to sacrifice for a bigger brighter future. Family comes first for me, if that's what it takes you to have a house, I would go for it. It'll more than pay off in the end.
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