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SVTPerformance's Chain of Restaurants
Road Side Pub
Venting: FEMA sucks balls! Stupid inaccurate flood map nightmare.
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<blockquote data-quote="Pribilof" data-source="post: 16343800" data-attributes="member: 155968"><p>FEMA "revalidated" the flood determinations for my community in 2014. The revalidation effectively superceded successful LOMAs from roughly 14 or 15 pages worth of properties. The LOMAs were all filed between 1993 and 2013.</p><p></p><p>I spot checked a few of the properties listed on that revalidation letter. All of the ones I looked at were roughly on the same elevation as the creek on a much flatter part of the canyon. It was pretty easy for me to see why they got looped back into a flood determination.</p><p></p><p>The house I'm looking at was built in 1939. None of the owners had ever filed any LOMAs, at least none that I could find.</p><p></p><p>The revalidation letter says that it would not be distributed to mortgage lenders or two insurance companies. Perhaps that's how the current owners have a mortgage without flood insurance. They've owned the home since approximately 2003.</p><p></p><p>I also wanted to add that the elevation I posted in my op was USGS lidar data from 2013. I asked FEMA why they didn't use that when they were building their maps. I may as well have been talking to my 3-year-old.</p><p></p><p>ETA: I guess I'm not exactly totally worried about getting an elevation survey done which will show that my house is above the elevation listed on the flood map. However, what if the elevation of my house is a foot below the current elevation of the flood map but the flood map itself is so wrong that the base flood elevation is listed as 10 or 15 feet higher than it should be? Is it even possible to get that revised/corrected?</p></blockquote><p></p>
[QUOTE="Pribilof, post: 16343800, member: 155968"] FEMA "revalidated" the flood determinations for my community in 2014. The revalidation effectively superceded successful LOMAs from roughly 14 or 15 pages worth of properties. The LOMAs were all filed between 1993 and 2013. I spot checked a few of the properties listed on that revalidation letter. All of the ones I looked at were roughly on the same elevation as the creek on a much flatter part of the canyon. It was pretty easy for me to see why they got looped back into a flood determination. The house I'm looking at was built in 1939. None of the owners had ever filed any LOMAs, at least none that I could find. The revalidation letter says that it would not be distributed to mortgage lenders or two insurance companies. Perhaps that's how the current owners have a mortgage without flood insurance. They've owned the home since approximately 2003. I also wanted to add that the elevation I posted in my op was USGS lidar data from 2013. I asked FEMA why they didn't use that when they were building their maps. I may as well have been talking to my 3-year-old. ETA: I guess I'm not exactly totally worried about getting an elevation survey done which will show that my house is above the elevation listed on the flood map. However, what if the elevation of my house is a foot below the current elevation of the flood map but the flood map itself is so wrong that the base flood elevation is listed as 10 or 15 feet higher than it should be? Is it even possible to get that revised/corrected? [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Venting: FEMA sucks balls! Stupid inaccurate flood map nightmare.
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