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SVTPerformance's Chain of Restaurants
Road Side Pub
Transfer Auto Loan a Bad Idea?
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<blockquote data-quote="BlackOutUT" data-source="post: 14081007" data-attributes="member: 132719"><p>So here's the scenario. My current truck has about three years left on a 5 year note. My step father consigned with me on it. He now is in the middle of some business financing (I don't know what exactly) and would like for me to try and switch to a loan in my name only. Hes not pressuring me to, but I'd like to help him out. </p><p></p><p>However, I'm planning on purchasing something new in the next 1-3 months. I'm concerned this would hurt me when I go for the new loan. So I have 3 options</p><p></p><p>1) switch loan to have me as the sole borrower. </p><p></p><p>2) leave it how it is. </p><p></p><p>3) pay the loan off completely. Use my current truck as a paid off trade in when I decide to pick something else up. 26k left on loan. I honestly don't think it's a good idea to throw that much cash at a car loan. Esp when it's at 1.9%. </p><p></p><p>Let's hear what you guys think.</p></blockquote><p></p>
[QUOTE="BlackOutUT, post: 14081007, member: 132719"] So here's the scenario. My current truck has about three years left on a 5 year note. My step father consigned with me on it. He now is in the middle of some business financing (I don't know what exactly) and would like for me to try and switch to a loan in my name only. Hes not pressuring me to, but I'd like to help him out. However, I'm planning on purchasing something new in the next 1-3 months. I'm concerned this would hurt me when I go for the new loan. So I have 3 options 1) switch loan to have me as the sole borrower. 2) leave it how it is. 3) pay the loan off completely. Use my current truck as a paid off trade in when I decide to pick something else up. 26k left on loan. I honestly don't think it's a good idea to throw that much cash at a car loan. Esp when it's at 1.9%. Let's hear what you guys think. [/QUOTE]
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SVTPerformance's Chain of Restaurants
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Transfer Auto Loan a Bad Idea?
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