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SVTPerformance's Chain of Restaurants
Road Side Pub
Time to refinance?
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<blockquote data-quote="smitty2919" data-source="post: 16470898" data-attributes="member: 113577"><p>I'm expecting to do the same going from a 5.25% (first house bought 6yrs ago) to 3% and a cash out option to do some house upgrades and pay off debt.</p><p></p><p>Refi will save us almost $100/mo. The debt we will pay off totals almost $350/mo (not to mention interest we don't pay by paying off the bills). We already put $300/mo on top of min. bill payment (Dave Ramsey snowball debt payoff method). Once it's all said and done after some odds/ends we may have $1300 "liquid income" that isn't tied to any bill/debt. Toss that on top of next bill in line and we can be debt free (aside from mortgage) in 4 years.</p></blockquote><p></p>
[QUOTE="smitty2919, post: 16470898, member: 113577"] I'm expecting to do the same going from a 5.25% (first house bought 6yrs ago) to 3% and a cash out option to do some house upgrades and pay off debt. Refi will save us almost $100/mo. The debt we will pay off totals almost $350/mo (not to mention interest we don't pay by paying off the bills). We already put $300/mo on top of min. bill payment (Dave Ramsey snowball debt payoff method). Once it's all said and done after some odds/ends we may have $1300 "liquid income" that isn't tied to any bill/debt. Toss that on top of next bill in line and we can be debt free (aside from mortgage) in 4 years. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Time to refinance?
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