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SVTPerformance's Chain of Restaurants
Road Side Pub
Refinancing?
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<blockquote data-quote="gilby959798" data-source="post: 11899871" data-attributes="member: 78937"><p>I am thinking about refinancing my mortgage from a 30yr loan 4.25% to a 15 year loan and 3%(or so). I am in the process of redoing the garage so I believe I will have a little more equity in the home (right now its about 10%). When I do the calcs it will save me about $55000 (or a newer GT500 <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite8" alt=":D" title="Big Grin :D" loading="lazy" data-shortname=":D" />) in interest over the life of the loans. I was wondering what others thoughts were on this and if it is worth it before I go through the process. I have great credit (>780), steady job, I am only 26 and the only other debt I have besides the house is student loans (<$5000), her car payment, and a small loan I had to take out for the garage (~$6500, 0% for 12 months). I am an electrical engineer making a little over $50k a year but already have 160 hours of OT this year (paid time and a half for OT) and its not letting up anytime soon. Trying to do the right thing and save as much as I can!</p></blockquote><p></p>
[QUOTE="gilby959798, post: 11899871, member: 78937"] I am thinking about refinancing my mortgage from a 30yr loan 4.25% to a 15 year loan and 3%(or so). I am in the process of redoing the garage so I believe I will have a little more equity in the home (right now its about 10%). When I do the calcs it will save me about $55000 (or a newer GT500 :D) in interest over the life of the loans. I was wondering what others thoughts were on this and if it is worth it before I go through the process. I have great credit (>780), steady job, I am only 26 and the only other debt I have besides the house is student loans (<$5000), her car payment, and a small loan I had to take out for the garage (~$6500, 0% for 12 months). I am an electrical engineer making a little over $50k a year but already have 160 hours of OT this year (paid time and a half for OT) and its not letting up anytime soon. Trying to do the right thing and save as much as I can! [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Refinancing?
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