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SVTPerformance's Chain of Restaurants
Road Side Pub
Recouping credit.
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<blockquote data-quote="ssj4sadie" data-source="post: 15491595" data-attributes="member: 2456"><p>I will probably do that. I already have a pre-selected offer to increase my limit by $3k, why not ask for another $7k...</p><p> My oldest line of credit is through Capital One, $750. About 11 years ago it was put on hold for a late payment. Paid the card off and it went back into "good standing" yet somehow still on hold (couldn't use the credit). Talked to them and they said that despite it being in good standing I would have to apply for a new line of credit. I left it alone and periodically I check to see what can be done, same answer. It shows on my credit report, but not in a negative way as far as I'm aware. Since then I try and avoid Capital One. In the short amount of time I've had my AMEX it has been a great experience. Customer service wise and rewards, I don't see myself jumping ship from AMEX.</p></blockquote><p></p>
[QUOTE="ssj4sadie, post: 15491595, member: 2456"] I will probably do that. I already have a pre-selected offer to increase my limit by $3k, why not ask for another $7k... My oldest line of credit is through Capital One, $750. About 11 years ago it was put on hold for a late payment. Paid the card off and it went back into "good standing" yet somehow still on hold (couldn't use the credit). Talked to them and they said that despite it being in good standing I would have to apply for a new line of credit. I left it alone and periodically I check to see what can be done, same answer. It shows on my credit report, but not in a negative way as far as I'm aware. Since then I try and avoid Capital One. In the short amount of time I've had my AMEX it has been a great experience. Customer service wise and rewards, I don't see myself jumping ship from AMEX. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Recouping credit.
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