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SVTPerformance's Chain of Restaurants
Road Side Pub
Paying off debt
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<blockquote data-quote="03cobra#2" data-source="post: 16532872" data-attributes="member: 52057"><p>You for sure don't need a credit card. This is a fact.</p><p></p><p>My opinion is you should use one for online purchases. If something shows up broken, or you send something back for a refund and you never get a credit, buy something from eBay, pay pal ect. Why would you want to put your checking account at risk?</p><p></p><p>Anyone / everyone that shops online should absolutely use a credit card. Problem is the average household carries a debt, and a percentage of people get out of control.</p><p></p><p>Honestly it comes down to the limits. No reason the average person needs a $10k limit on their credit card. Most houses holds if using for online purchase a couple grand limit is all you need.</p><p></p><p>If you need more, the cc company's should ask for a paystub showing income that justifies a higher limit. When you apply for a cc...you can put whatever income you want in the application. What a joke.</p></blockquote><p></p>
[QUOTE="03cobra#2, post: 16532872, member: 52057"] You for sure don't need a credit card. This is a fact. My opinion is you should use one for online purchases. If something shows up broken, or you send something back for a refund and you never get a credit, buy something from eBay, pay pal ect. Why would you want to put your checking account at risk? Anyone / everyone that shops online should absolutely use a credit card. Problem is the average household carries a debt, and a percentage of people get out of control. Honestly it comes down to the limits. No reason the average person needs a $10k limit on their credit card. Most houses holds if using for online purchase a couple grand limit is all you need. If you need more, the cc company's should ask for a paystub showing income that justifies a higher limit. When you apply for a cc...you can put whatever income you want in the application. What a joke. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Paying off debt
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