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SVTPerformance's Chain of Restaurants
Road Side Pub
Paying off debt
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<blockquote data-quote="FIVEHOE" data-source="post: 16529457" data-attributes="member: 140030"><p>I go back and forth between what I consider a healthy balance of debt to income to investments. In my opinion, we're on this planet to enjoy our lives. Unfortunately for most, making money is a requirement to enjoy your life. BUT, whats the fun of saving every nickel of you ever earn if you could literally die at any minute? </p><p></p><p>Let's say for example you make over 200k a year in your early 30's. Very stable career (even during corona), nearly quarter mill in stocks (not including retirement), 200k equity in home. Do you <strong><em>NEED</em></strong> an 750k-900k home? No, but maybe you want to live in a nicer area closer to the beach. Do you <em><u>NEED</u></em> a 100k car? No, but if you're making nearly $20k a month, what does $5k a month in expenses really matter in the long run? So long as you have a healthy savings/investments/retirement, live it up. Everyone's situations different, but thats how I look at it.</p></blockquote><p></p>
[QUOTE="FIVEHOE, post: 16529457, member: 140030"] I go back and forth between what I consider a healthy balance of debt to income to investments. In my opinion, we're on this planet to enjoy our lives. Unfortunately for most, making money is a requirement to enjoy your life. BUT, whats the fun of saving every nickel of you ever earn if you could literally die at any minute? Let's say for example you make over 200k a year in your early 30's. Very stable career (even during corona), nearly quarter mill in stocks (not including retirement), 200k equity in home. Do you [b][i]NEED[/i][/b] an 750k-900k home? No, but maybe you want to live in a nicer area closer to the beach. Do you [i][U]NEED[/U][/i] a 100k car? No, but if you're making nearly $20k a month, what does $5k a month in expenses really matter in the long run? So long as you have a healthy savings/investments/retirement, live it up. Everyone's situations different, but thats how I look at it. [/QUOTE]
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SVTPerformance's Chain of Restaurants
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Paying off debt
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