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SVTPerformance's Chain of Restaurants
Road Side Pub
Paying off debt
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<blockquote data-quote="nickf2005" data-source="post: 16529425" data-attributes="member: 136350"><p>I guess that wasn't the point of my post. She was 100% correct, and I didn't need to spend the $200 for something that wasn't really needed.What rotor said. Debit cards for everything.10-4!You don't. We established credit by paying off our student loans, two cars, and holding a previous mortgage. We had adequate credit ratings at 24 to do so, as well as the income to back it up.</p><p></p><p>In a perfect scenario, our credit rating will be 0. Even if it gets low and someone is needing a loan, then you should be able to tell the story to a loan officer that you've been floating cash for everything for years. Show them your current pay stubs and you're set.</p><p></p><p>Maintaining debt, to build a credit score, to apply for further debt is, in itself, a silly cycle. However, it's the American Way...</p><p></p><p>Sent from my SM-G975U using the <a href="http://r.tapatalk.com/byo?rid=92568" target="_blank">svtperformance.com mobile app</a></p></blockquote><p></p>
[QUOTE="nickf2005, post: 16529425, member: 136350"] I guess that wasn't the point of my post. She was 100% correct, and I didn't need to spend the $200 for something that wasn't really needed.What rotor said. Debit cards for everything.10-4!You don't. We established credit by paying off our student loans, two cars, and holding a previous mortgage. We had adequate credit ratings at 24 to do so, as well as the income to back it up. In a perfect scenario, our credit rating will be 0. Even if it gets low and someone is needing a loan, then you should be able to tell the story to a loan officer that you've been floating cash for everything for years. Show them your current pay stubs and you're set. Maintaining debt, to build a credit score, to apply for further debt is, in itself, a silly cycle. However, it's the American Way... Sent from my SM-G975U using the [URL=http://r.tapatalk.com/byo?rid=92568]svtperformance.com mobile app[/URL] [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Paying off debt
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