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SVTPerformance's Chain of Restaurants
Road Side Pub
Paying off debt
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<blockquote data-quote="smitty2919" data-source="post: 16504791" data-attributes="member: 113577"><p>Exactly, long term you save money getting rid of the interest.</p><p></p><p></p><p></p><p>We were open to it. Some health problems plagued my wife all about the time we started to make more money and enjoy life. Made the decision that we were happy how we were living life and the freedoms we have. So decided no kids for us. Two dogs, two cats and a horse (which is like having a $500/mo car payment or child but the payment will never go away unless the horse dies or we buy a farm that she can stable the horse on our property (HIGHLY unlikely) It's $500/mo in horse boarding fees.</p><p></p><p></p><p></p><p></p><p></p><p></p><p></p><p>Well we look at life as a balance of compromises. Could we do MORE for savings or live off Ramen noodles like Dave Ramsey promotes? Sure, but we are young and enjoying life and have come to an agreement on how much fun we have and how much we put away to debt.</p><p></p><p>Would I like a BRAND NEW $70K truck? Yes, but realistically that is not needed when a used $30K truck can functionally give me what I need as well as fill that "itch". Our truck is a 03 2500 extended cab 2WD at almost 200K mi on a LS 6.0L. It's still a solid truck but in another 2-3 years we have decided it's time to retire this one and move to a 4-door 4x4 in preparation for a horse trailer and enclosed car trailer. The next truck would be the last one for quite some time. Similar situation with her car....give it another 5 years and get something newer and lower miles but still not a NEW car.</p></blockquote><p></p>
[QUOTE="smitty2919, post: 16504791, member: 113577"] Exactly, long term you save money getting rid of the interest. We were open to it. Some health problems plagued my wife all about the time we started to make more money and enjoy life. Made the decision that we were happy how we were living life and the freedoms we have. So decided no kids for us. Two dogs, two cats and a horse (which is like having a $500/mo car payment or child but the payment will never go away unless the horse dies or we buy a farm that she can stable the horse on our property (HIGHLY unlikely) It's $500/mo in horse boarding fees. Well we look at life as a balance of compromises. Could we do MORE for savings or live off Ramen noodles like Dave Ramsey promotes? Sure, but we are young and enjoying life and have come to an agreement on how much fun we have and how much we put away to debt. Would I like a BRAND NEW $70K truck? Yes, but realistically that is not needed when a used $30K truck can functionally give me what I need as well as fill that "itch". Our truck is a 03 2500 extended cab 2WD at almost 200K mi on a LS 6.0L. It's still a solid truck but in another 2-3 years we have decided it's time to retire this one and move to a 4-door 4x4 in preparation for a horse trailer and enclosed car trailer. The next truck would be the last one for quite some time. Similar situation with her car....give it another 5 years and get something newer and lower miles but still not a NEW car. [/QUOTE]
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Paying off debt
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