Why willingly ignore the benefits of it though? I don't carry a balance, so I don't pay extra.Lol. No one ever got rich by earning frequent flyer miles or points.
In the last 4-5 years or so, my points have paid for probably 10 hotel rooms, a mac book air, and at least 6 plane tickets.
I've got enough points for about $1000 cash back right now. Not to mention all the additional coverage offered by the CC on rental cars, hotel upgrades, death benefits, card fees waived out of country, etc.
The stuff I buy, I buy. Doesn't matter if it's cash or debit or credit.