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SVTPerformance's Chain of Restaurants
Road Side Pub
Opinion on paying off Mortgage / financial opinion
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<blockquote data-quote="PaxtonShelby" data-source="post: 15879300" data-attributes="member: 112637"><p>You are doing just fine. I would consider building up your savings to equal 6 months of your expenses should something happen with your job or you run into some unforseeable expenses.</p><p></p><p>Are you thinking about having any more kids? If that is a possibility I would increase the college savings.</p><p></p><p>The car payment isn’t brutal by any means but if it truly bothers you (doesn’t sound like that is the case ) you could sell it and buy something outright. Doing that you often lose your ass on the car so that depends on your situation. I didn’t catch how many months are left on the car - if not too long then it is a moot point.</p><p></p><p>I’m 50 and at your age was in a very similar place as you are, except my wife works and we don’t have car payments ( I always find clean used cars and pay cash ). Keep up the good work - you are far far ahead of most of America in your planning.</p></blockquote><p></p>
[QUOTE="PaxtonShelby, post: 15879300, member: 112637"] You are doing just fine. I would consider building up your savings to equal 6 months of your expenses should something happen with your job or you run into some unforseeable expenses. Are you thinking about having any more kids? If that is a possibility I would increase the college savings. The car payment isn’t brutal by any means but if it truly bothers you (doesn’t sound like that is the case ) you could sell it and buy something outright. Doing that you often lose your ass on the car so that depends on your situation. I didn’t catch how many months are left on the car - if not too long then it is a moot point. I’m 50 and at your age was in a very similar place as you are, except my wife works and we don’t have car payments ( I always find clean used cars and pay cash ). Keep up the good work - you are far far ahead of most of America in your planning. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Opinion on paying off Mortgage / financial opinion
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