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SVTPerformance's Chain of Restaurants
Road Side Pub
Need some advise
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<blockquote data-quote="DAVESVT2000" data-source="post: 16718785" data-attributes="member: 3099"><p>Not a vehicle, but last summer a neighbor’s tree fell and took out the electric service = wires and meter on a rental house I own.</p><p></p><p>Costs $2000 to repair / replace the service and meter. Neighbor cleaned up the tree.</p><p></p><p>I submitted a claim with my insurance to go after his insurance, and was told the only way I could collect is if he explicitly knew the tree was dead.</p><p>The kicker is he had just bought the house a month before, and had no way of knowing the tree was rotted inside.</p><p></p><p>Insurance denied the claim and I had to eat the $2000.</p><p></p><p>FYI this is in Massachusetts.</p><p>Start with your agent for your homeowners policy and go from there.</p></blockquote><p></p>
[QUOTE="DAVESVT2000, post: 16718785, member: 3099"] Not a vehicle, but last summer a neighbor’s tree fell and took out the electric service = wires and meter on a rental house I own. Costs $2000 to repair / replace the service and meter. Neighbor cleaned up the tree. I submitted a claim with my insurance to go after his insurance, and was told the only way I could collect is if he explicitly knew the tree was dead. The kicker is he had just bought the house a month before, and had no way of knowing the tree was rotted inside. Insurance denied the claim and I had to eat the $2000. FYI this is in Massachusetts. Start with your agent for your homeowners policy and go from there. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Need some advise
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