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SVTPerformance's Chain of Restaurants
Road Side Pub
My turn: 1st time home buyer and want to see what advice you guys have
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<blockquote data-quote="svtfocus2cobra" data-source="post: 15572035" data-attributes="member: 21786"><p>Here's the bottom line from what I have learned, especially from the more informative members here that have offered great advice: That even without my car payment I would still be hard pressed to be in a good position to comfortably own my own place with the mortgage and extra costs that come with it. I simply do not make enough to do this without being tight or where they suggest you should be financially comfortable, the numbers just dont work. </p><p></p><p>Some of you guys I dont think understand the area where I live and how expensive it is. I live about a half hour out of Seattle where they have figured that to live just comfoetably there you need to be making at least 87k a year. That's Seattle obviously but outside of the city it isn't much different, I would think that number is probably 65-75k around here which Im obviously not even close to being at. </p><p></p><p>Everyone I know that has been able to purchase a home and who Im pretty sure make less than me have done it because there are two incomes for the household. One of my old 22 year old painters/preppers who couldn't have made anymore than 38k/year bought a home for 190k, but he was also married.</p><p></p><p>So if anyone is trying to figure out my logic on why Im not selling the car yet it is because I have pretty much come to this realization. When the time comes that I am actually within stones throw away from being able to get into a home then I will be much more willing to part with all of the toys. For now all I feel I can really do is save like I have been and get in a better position with the GT500 to where Im not under it, but Im either going to have to get married or make considerably more in order to get something worthwhile. </p><p></p><p>I initially felt like I was in a position to be able to afford something cheaper, but I realize now that I'm really not.</p><p></p><p></p><p>Sent from my SM-G935P using the <a href="http://r.tapatalk.com/byo?rid=92568" target="_blank">svtperformance.com mobile app</a></p></blockquote><p></p>
[QUOTE="svtfocus2cobra, post: 15572035, member: 21786"] Here's the bottom line from what I have learned, especially from the more informative members here that have offered great advice: That even without my car payment I would still be hard pressed to be in a good position to comfortably own my own place with the mortgage and extra costs that come with it. I simply do not make enough to do this without being tight or where they suggest you should be financially comfortable, the numbers just dont work. Some of you guys I dont think understand the area where I live and how expensive it is. I live about a half hour out of Seattle where they have figured that to live just comfoetably there you need to be making at least 87k a year. That's Seattle obviously but outside of the city it isn't much different, I would think that number is probably 65-75k around here which Im obviously not even close to being at. Everyone I know that has been able to purchase a home and who Im pretty sure make less than me have done it because there are two incomes for the household. One of my old 22 year old painters/preppers who couldn't have made anymore than 38k/year bought a home for 190k, but he was also married. So if anyone is trying to figure out my logic on why Im not selling the car yet it is because I have pretty much come to this realization. When the time comes that I am actually within stones throw away from being able to get into a home then I will be much more willing to part with all of the toys. For now all I feel I can really do is save like I have been and get in a better position with the GT500 to where Im not under it, but Im either going to have to get married or make considerably more in order to get something worthwhile. I initially felt like I was in a position to be able to afford something cheaper, but I realize now that I'm really not. Sent from my SM-G935P using the [URL=http://r.tapatalk.com/byo?rid=92568]svtperformance.com mobile app[/URL] [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
My turn: 1st time home buyer and want to see what advice you guys have
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