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SVTPerformance's Chain of Restaurants
Road Side Pub
Medical Bill Advice?
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<blockquote data-quote="kirks5oh" data-source="post: 16184133" data-attributes="member: 23235"><p>my comment wasn't totally directed towards you, more towards the guy saying "**** medicine" in the same sentence he talked about his daughter going to the NICU--not even realizing many countries have such inferior care, that she may not have even made it. </p><p></p><p> the hard part about medicine is that you're billed an inflated rate for many reasons::</p><p></p><p> we know certain insurance companies will pay more if the bill is higher, so charges get inflated in order for the hospital to get reasonable reimbursement from certain insurance plans</p><p></p><p> working in the implant industry you know that implants are billed according to the R&D that went into designing the device. if a device cost $10 to make, but $10M went into the design of it, then its crazy to think you're getting billed $10. the bill is going to be $1000 at least, and likely more.</p><p></p><p> you're also paying for the preoperative visit, and 3 months of aftercare all bundled into the surgical bill. imagine getting your hip replaced. the hospital bill might be $70,000. the insurance company might pay $40,000 of that. the actual metal hip might be $5,000. the surgeon gets $1,200-$1,500, and the rest goes to paying the nurses, anesthesia, operative room, hospital room, etc. that $1,200 includes seeing you in the office before the surgery, doing the surgery, making rounds on you for the 1-2 days you're in the hospital, and seeing you 2-4 times in the office for the first 3 months after the surgery. once the surgeon pays his 30% overhead, that $1,200 shrinks to $800. after he pays taxes on that at the end of the year, it might be $500. shit, people pay that money to have someone install an exhaust system on their mustang. food for thought</p></blockquote><p></p>
[QUOTE="kirks5oh, post: 16184133, member: 23235"] my comment wasn't totally directed towards you, more towards the guy saying "**** medicine" in the same sentence he talked about his daughter going to the NICU--not even realizing many countries have such inferior care, that she may not have even made it. the hard part about medicine is that you're billed an inflated rate for many reasons:: we know certain insurance companies will pay more if the bill is higher, so charges get inflated in order for the hospital to get reasonable reimbursement from certain insurance plans working in the implant industry you know that implants are billed according to the R&D that went into designing the device. if a device cost $10 to make, but $10M went into the design of it, then its crazy to think you're getting billed $10. the bill is going to be $1000 at least, and likely more. you're also paying for the preoperative visit, and 3 months of aftercare all bundled into the surgical bill. imagine getting your hip replaced. the hospital bill might be $70,000. the insurance company might pay $40,000 of that. the actual metal hip might be $5,000. the surgeon gets $1,200-$1,500, and the rest goes to paying the nurses, anesthesia, operative room, hospital room, etc. that $1,200 includes seeing you in the office before the surgery, doing the surgery, making rounds on you for the 1-2 days you're in the hospital, and seeing you 2-4 times in the office for the first 3 months after the surgery. once the surgeon pays his 30% overhead, that $1,200 shrinks to $800. after he pays taxes on that at the end of the year, it might be $500. shit, people pay that money to have someone install an exhaust system on their mustang. food for thought [/QUOTE]
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Medical Bill Advice?
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