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Cobra Forums
2013-14 Shelby GT500
Lets see how well Allstate values there customers
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<blockquote data-quote="Bad Company" data-source="post: 15639854" data-attributes="member: 141815"><p>Most states require Insurance Agencies to have an Errors and Omission Policy to cover errors made by selling agents. </p><p></p><p>1)find out if your agent has an Errors and Omission Policy</p><p></p><p>2)if you called them back in May, did you use your cell phone to do this?</p><p></p><p>3)if you used your cell phone get your call records from your cell phone provider showing the date and time for the phone call to the agent to add the collision coverage back on the car.</p><p></p><p>4) hopefully you have these records.........now take them to the selling agent and tell him to file a claim against his errors and omission policy for the car</p><p></p><p>5)if he refuses to acknowledge this problem list him in the lawsuit, along with the person that hit you.</p><p></p><p>Hopefully the selling agent decides it will be cheaper in the long run to help you versus being drug into court for a mistake one of his minions making a mistake, but then he'll have higher rates for a few years on his Errors and Omission Policy, so he may swear you never called him if you don't have phone records to prove the call was made. </p><p></p><p>Here is a link for reasons as to why Insurance Agencies get sued. 24% of the time this happens is for failing to procure coverage for the client according to this website. </p><p></p><p><a href="https://agents.insureon.com/news/top-6-errors-omissions-claims-against-insurance-agents" target="_blank">https://agents.insureon.com/news/top-6-errors-omissions-claims-against-insurance-agents</a></p></blockquote><p></p>
[QUOTE="Bad Company, post: 15639854, member: 141815"] Most states require Insurance Agencies to have an Errors and Omission Policy to cover errors made by selling agents. 1)find out if your agent has an Errors and Omission Policy 2)if you called them back in May, did you use your cell phone to do this? 3)if you used your cell phone get your call records from your cell phone provider showing the date and time for the phone call to the agent to add the collision coverage back on the car. 4) hopefully you have these records.........now take them to the selling agent and tell him to file a claim against his errors and omission policy for the car 5)if he refuses to acknowledge this problem list him in the lawsuit, along with the person that hit you. Hopefully the selling agent decides it will be cheaper in the long run to help you versus being drug into court for a mistake one of his minions making a mistake, but then he'll have higher rates for a few years on his Errors and Omission Policy, so he may swear you never called him if you don't have phone records to prove the call was made. Here is a link for reasons as to why Insurance Agencies get sued. 24% of the time this happens is for failing to procure coverage for the client according to this website. [URL]https://agents.insureon.com/news/top-6-errors-omissions-claims-against-insurance-agents[/URL] [/QUOTE]
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2013-14 Shelby GT500
Lets see how well Allstate values there customers
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