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SVTPerformance's Chain of Restaurants
Road Side Pub
Interest rates hikes
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<blockquote data-quote="RDJ" data-source="post: 16032536" data-attributes="member: 5905"><p>funny you rag on someone saying info wars is crap .. yet you have never "visited". I HAVE visited and info wars is crap and given credence by people who wear tin hats. </p><p></p><p> right. sure you do. you call anyone who disagrees with the shit you post failures and haters. yep that is the mark of someone that would "like to see you have a great free life" I have a great free life and I think your tin hat is a) couple of sized two small and b) leaking</p><p></p><p> THIS +65,000</p><p></p><p> like what you have added is "value added". you spew so much conspiracy theory crap that no one can take anything you say serious. </p><p></p><p> China is not going to roll, ever. IF they change is is going to be a long slow drive to the other side. </p><p></p><p></p><p></p><p>you are partially mistaken. what led to the bubble burst was banks offering teaser interest rates to people who otherwise couldn't afford loans with no down payment. then those people jumped at the chance of owning a house they couldn't afford and signed their paperwork without doing their due diligence. they did not consider what would happen if that pay raise didn't come in time for the interest rate rise that was clearly stated on the paperwork, or what would happen if they lost their job, got a divorce, or had a long term illness. Many of them also failed to take into consideration what it would do to their budget and didn't take into account the things a homeowner has to pay for that a renter doesn't. they just signed. and lost their shirt when that pay raise didn't come or what came was not enough to cover the rise in their house payment. THAT is what the issue was. </p><p></p><p>This program looks like it probably would work if they stick to the plan outlined in the article. it looks like the rates are fixed, people are being educated as to what they need to do in order to avoid the pitfalls. it would be interesting to take the class and see just how detailed it is. </p><p></p><p> in my experience taking a consolidation loan is never a good idea and is usually done by people who have over extended themselves. </p><p></p><p> IF you can afford the payment should your renter stop paying rent OR you are unable to find a renter, you should do it. hopefully the market where you are will support a rent a little above your payment. if it does sock anything over the payment into a savings account to use for repairs on the house and to clean it up between renters. Also invest in hiring a rental manager. it normally costs somewhere between 6 and 10% of the rent and worth every dime. ask me how I know</p></blockquote><p></p>
[QUOTE="RDJ, post: 16032536, member: 5905"] funny you rag on someone saying info wars is crap .. yet you have never "visited". I HAVE visited and info wars is crap and given credence by people who wear tin hats. right. sure you do. you call anyone who disagrees with the shit you post failures and haters. yep that is the mark of someone that would "like to see you have a great free life" I have a great free life and I think your tin hat is a) couple of sized two small and b) leaking THIS +65,000 like what you have added is "value added". you spew so much conspiracy theory crap that no one can take anything you say serious. China is not going to roll, ever. IF they change is is going to be a long slow drive to the other side. you are partially mistaken. what led to the bubble burst was banks offering teaser interest rates to people who otherwise couldn't afford loans with no down payment. then those people jumped at the chance of owning a house they couldn't afford and signed their paperwork without doing their due diligence. they did not consider what would happen if that pay raise didn't come in time for the interest rate rise that was clearly stated on the paperwork, or what would happen if they lost their job, got a divorce, or had a long term illness. Many of them also failed to take into consideration what it would do to their budget and didn't take into account the things a homeowner has to pay for that a renter doesn't. they just signed. and lost their shirt when that pay raise didn't come or what came was not enough to cover the rise in their house payment. THAT is what the issue was. This program looks like it probably would work if they stick to the plan outlined in the article. it looks like the rates are fixed, people are being educated as to what they need to do in order to avoid the pitfalls. it would be interesting to take the class and see just how detailed it is. in my experience taking a consolidation loan is never a good idea and is usually done by people who have over extended themselves. IF you can afford the payment should your renter stop paying rent OR you are unable to find a renter, you should do it. hopefully the market where you are will support a rent a little above your payment. if it does sock anything over the payment into a savings account to use for repairs on the house and to clean it up between renters. Also invest in hiring a rental manager. it normally costs somewhere between 6 and 10% of the rent and worth every dime. ask me how I know [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Interest rates hikes
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